|Author: Krishna Verma 16 Jan 2011 Member Level: Silver Points : 2 (Rs 1) Voting Score: 0|
Ther are some necessary formalties for obtaining loan from a bank. These are :-
1. There must be an Bank Account in the same Bank.
2. Bank ask some Guarantor for the loan. It can either a different person or some savings like NSC,KVP etc.
3. Bank also wants proof of the work which will be done with the help of Loan.
|Author: Siraj CM 20 Jan 2011 Member Level: Gold Points : 2 (Rs 2) Voting Score: 0|
There are lot of criteria is there for getting loan form Bank,
Option 1:- If you are salaried person then you can get personal loan easily by submitting your salary proof documents.(Loan amount should be based on salary and it will vary Bank wise)
Option 2:- If you are not a salaried person then you can go for Loan against property or Loan against gold.
Note:- My personal suggestion is not go for any kind of loans, better to think about "Chitties".It won't make huge interest and all.