|Author: [Anonymous] 13 Aug 2012 Member Level: Silver Points : 1 Voting Score: 0|
|A financial instrument that, in return for payment of a contribution , provides members with a guarantee of financial compensation or service on the occurrence of specified events. The members renounce ownership of their contributions. These are primarily used to meet the costs of the benefits.|
|Author: Sudhan 13 Aug 2012 Member Level: Diamond Points : 3 (Rs 2) Voting Score: 0|
I think there are many family Insurance scheme that covers the whole family together under one policy. By this you can also get the tax benefits under the section 80 D of Income tax act. I would say that most of the covers have the age limit upto 60 that means you have to get the cover as soon as possible and from the 5th year onwards most of the policies would start its operation. You have have many things like medical bills, paid by these companies right after the maturity period starts.
There are many companies that are offering these policies and it is upon your hand to select the best out of the alternatives found in the locality. Take a wise decision and get most of the benefits arising out of it.
|Author: Manoj Gathe -> MPG 14 Aug 2012 Member Level: Gold Points : 2 (Rs 2) Voting Score: 0|
|Dear friend, |
I suggest you to please look for the comparison between the individual and the family floater plans for health insurance policies. Family floater is the plan where more than one family member can participate whereas the individual plan is for the single entity in the family. Also please look for the plans according to the insurance amount you are looking for to invest for your family member. I suspect based on above two categories it will be possible to demonstrate the right plan for ourself. I suggest as per your need mentioned in your question, please look for Apollo munic health insurance, bajaj allianz, national health insurance.
|Author: Payal Shah 14 Aug 2012 Member Level: Bronze Points : 2 Voting Score: 0|
|Hey Dr Apurva,|
The best that fits your requirement is the family health insurance. I would personally suggest you to have a look at Royal Sundaram where they provide health insurance cover for the entire family including your father, mother, wife and yourself. It is giving you access to cashless facility across 3000+ hospitals with no medical checkup for the individuals below the age of 50. Have a look it might help you out.
|Author: Bhumesh Pawar 21 Aug 2012 Member Level: Bronze Points : 2 Voting Score: 0|
|Hello Dr. Apurva, |
There is medical insurance for family that is available in the market, why don't you go for it. The family plan is more preferable as this will save your overall cost rather than spending separately for individual plans. My personal suggestion would be to look at Future Generali that has good features with best hospital networks along with which you can apply online too.
|Author: [Anonymous] 18 Oct 2012 Member Level: Bronze Points : 1 Voting Score: 0|
|About health insurance policies for family Aegon Religare is good option for it. It provide best plans with expert advice and in affordable price. |
|Author: Alisha kapoor 06 Dec 2012 Member Level: Bronze Points : 1 Voting Score: 0|
|A whole family life insurance will suit your requirements the best. You can check out Birla life insurance policy health plan. A health and wellness plan that guarantees you cover till age 80 irrespective of your future health with options to cover your entire family.|