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Which medical insurance plans in India offer cover for cancer treatment and tests?

Date: 15 Jan 2016   Posted By: Vandana     Group: Finance and Investments    Category: Insurance   

I would like to know if there are any medical/health insurance plans in India which provide cover for cancer treatments. I had visited a local branch of HDFC bank and they said they do have such an insurance policy, but specific types of tests if done will not entitle the individual to get cover. For example, if an endoscopy is done, one will not get the cover. Hence I want to know if there are plans which do provide cover for such types of tests as well as subsequent treatment if cancer does develop later.

Note: if you are mentioning any such policy, do mention what types of cancer treatment would be covered, such as for colon cancer, breast cancer, etc & the tests if any whose costs can be covered (such as mammogram).

Wanted to know various Insurance policies that include coverage of treatment for Cancer disease. Here are the options given by our ISC experts.

Author: Kailash Kumar    25 Feb 2016      Member Level: Platinum     Points : 3  (Rs 3)    Voting Score: 0

The Indian Cancer Society has in collaboration with insurance companies introduced following Cancer Insurance Scheme in India -
1. Cancer Insurance in joint initiative with Raheja QBE Insurance
2. Cancer Insurance in joint initiative with New India Assurance
Also following schemes are also available -
1. ICICI Cancer Care Plus
2. HDFC Life Cancer Care
However it has to be noted that the insurance policies are offered subject to fulfillment of the stipulated terms and conditions. The insurance providing companies are commercial ventures and do not offer aid in the form of insurance as a social welfare measure.
It is always advisable to contact head office of a company in case any contradictory information is furnished by its branch.

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