The most important point to remember while buying a health insurance policy is to not to hide any information about the pre-existing diseases, even if the insurance agent promises a moon and reiterates that there is no harm in hiding certain given information. Also, prior to contacting any insurance agent, sufficient homework should be done so as to not to get cheated/misled by the agent. In most of the cases, the agent's objective is generally limited to selling the policy by hook or crook and thus encash his/her commission.
Nowadays it's possible to buy health insurance policies online also. The main products available in the market are individual health insurance policies, family floater health insurance policies, pre-existing disease cover policies or maternity health cover policies etc. Family health plans cover insurance for the entire family during a medical emergency.
There are websites like http://www.policybazaar.com/ which offer detailed information about the various aspects of all types of policies including the health insurance policies also.
In my opinion, in case the author is serious about buying a health insurance policy, then he/she should devote due time in researching on internet resources prior to taking any precipitate action.
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