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What is the travel insurance services offered during ticket booking through IRCTC website?


Date: 05 Sep 2016    Group: Opinion About    Category: Miscellaneous   

Nowadays while booking a railway ticket through the IRCTC website, an offer for travel insurance appears. What is the travel insurance services offered during ticket booking through IRCTC website? Is it offered by railways or IRCTC or any other company? What is the premium amount of the same?
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Author: Venkiteswaran.    07 Sep 2016      Member Level: Diamond     Points : 3  (Rs 3)    Voting Score: 0

From September 1, 2016, Indian Railways(by IRCTC) have introduced a unique and very cheap Personal Accident insurance for train passengers. Initially the insurance facility is launched for online booked tickets. It is not available for suburban train passengers.
The maximum insured amount is Rupees Ten Lakhs. The premium is Rs 0.92(Ninety two paise) per passenger ticket.
IRCTC has partnered with a few insurance companies for this.
The column and choice for the insurance will be displayed while booking ticket online. One can select or reject that. In case selected, the premium amount will also be added along with the ticket fare and charges and the final total displayed for payment. Passenger will get policy in email and has to fill nominee details. The insurance is valid only for that particular journey.





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