Under a term insurance plan do I need to declare myself as a smoker if I smoke ocassionally?
Have a query about term insurance? Wondering whether it is necessary to declare smoker? You can read the benefits and terms and conditions of term insurance on this page and get a resolution to your queries.
Term insurance policy is kind of life coverage plan. It provides coverage for us for defined period of time and if the insured expires during the term of the policy then death benefit is payable to nominee.
Term plan is basically designed to secure your family financially.
Do I need to declare myself as a smoker?