Do you receive Fake Calls for Credit Cards, Banking ATM and asking details like OTP etcHow to save yourself from online frauds and on call frauds. This story of mine may help you.
This is very serious thing, If you are user of credit cards, ATM, Gmail, Aadhar card or bank account numbers etc. It is difficult to identify some times who is genuine and who is fake. Even though i am soo tech savvy and know lot about Internet, computers and Online frauds. I gave my credit card details to one online call. At that time, i thought i lost money. But later i told everything to family and with help of customer care, i blocked my credit card and got new one.
I think Greed in humans are big problem, when some time you receive offers on various things. Your mind just want to take the benefit of them or atleast want to listen what is the offer. This is how scammers take benefit peoples..
Every one knows who are the users of credit cards like SBI, Hdfc, Citi, Icici, Bob etc they get regular offers via sms or ecommerce sites like flipkart, Amazon, etc that they will pay back this much rs on buying of this much amount etc. So, what i was referring greed may create problems.
When a scammer call you. Most of time he may ask you. Hello Am i talking to Ms Pooja surname and later he will tell i am calling from this this bank credit card department. Scammers may also know you are using which credit card. for example if you are using SBI credit card. They may have you details scrapped dump. They also call from such numbers which may have True caller name like SBI etc. These are two three things you need to know. It is really difficult from true caller app to know, whether call is coming from real or fake credit card department. Later they will ask you Sir, we have an offer for you. we are providing 20% cash back on purchases you make from credit cards. we are also providing free gifts like addidas shoes etc
Later they will tell you. To verify, your identity we will call you from IVRS call in which you need to provide details of credit cards and once the call finish, we will send free gift as well. Lot of tech savvy people who knows, we don't have to verbally say anything but to enter via mobile. This is how i got scammed on my credit cards for half an hour. Once i feed the information, they were like we are sending you gifts like shoes, kitchen set , watch etc etc. Later she told me that, you have confirming that we will send you gifts on this this price 20,000 and i was like oh my god. Possibly i was saved due to scammers may not be able to use details as card requires otp and block for international usage.
Later i also receive couple of calsl like Am i speaking Mr My Name and it is about credit card details. I straight away say, I don't use credit card etc. other person like you don't use credit card close the call. If you receive, true call they will directly say sir you have entered wrong password as pin on this this date. Do you want help in assisting to generate new password? etc
So, never give details like Credit card number, CVV numbers, date, Gmail Pin, ATM Pin, Aadhar details etc