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  • Category: Miscellaneous

    Compare Health Insurance Plans

    Where can I compare health insurance plans?
  • #608900
    You go through the websites of various insurance companies. They will various plans of their company. Once you visit 3or 4 sites you will get a good idea of various companies and their plans. You can compare and decide. Kotak is having good plans.
    drrao
    always confident

  • #608906
    In India, there are many companies that provide health insurance, everything can be done online without the need for an agent or company staff. Many insurance companies can be compared on many sites like policy bazaar. In general, the premium paid increases as the number of people increase, as age increases, the presence of chronic diseases ( diabetes, heart disease) and high-risk lifestyle.

    It better to take a policy after checking each of the websites. Watch out for the one that offers the least premium, necessarily does not mean good as the "Denial rate" may be high. Many policies offer an add on for critical illness - stroke, certain cancers etc, kidney failure etc. It's also important to pay attention to the inclusion and exclusion criteria, whether the cashless settlement is available, in the rare event can more than 1 major claim be submitted in one year. Last but not the least, consumer complaint websites/forums are a good source to check whether the company you have chosen has many negative feedback or experiences mentioned. If you still need help, most company websites have a live chat box where in you can ask specific questions or have an agent meet you.

  • #609242
    [Response removed by Admin. Read forum policies.]


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