Money saved is money madeMany times I hear people talking about as below.
"Oh! Only 10 rupees more! Leave it. How does that matter?"
"I have to pay only 100 rupees more, its ok it doesn't make much difference to me".
When I hear such things frankly speaking I feel like telling those people the following.(though jokingly) "Hey! Since that amount does not matter to you why don't you give it to me, I can do a lot with it."
I do not entirely blame people for this. In the current age of rising inflation and price rise everywhere along with rising income levels value of money has dwindled like anything and what used to be the value of 1 rupee or 10 rupees in earlier days is now equivalent to 10 rupees and 100 rupees. We all hear our parents and grandparents telling us the huge quantity of things they were able to buy in their days with 50 paise coin which we are not able to do today even with a 10 rupees.
But does this mean that we start undermining the value of a rupee thinking that it is a meager amount? I think never. A rupee if saved grows into 100 rupees which in turn grows to 1000 and which in turns grows into lakhs. 1 rupee or 10 rupees is a seed for the so-called big tree of lakhs and ten lakhs. So if we do not take care of a seed, how can we expect a big tree and reap its fruits? When we look at a seed we may say that it is of no use, but when that seeds grow into plant or tree with beautiful flowers or fruits it is at that moment that we start valuing it. Same with money. Most people only tend to value bigger amounts and neglect smaller amounts and do not consider saving bit by bit without realizing that it is drops that make an ocean and so it is same with money. So people should make attempt to value and respect every rupee they earn and save every small amount possible.
If we want to know the real value of a 10 rupees or 50 rupees note we should go and ask a poor. 10 rupees can enable him to buy a cup of tea or even 50 rupees can comfortably give him lunch. Most of the people spend considerable time and effort in earning more money compromising their health and family time but when it comes to saving in small lots they may not even think of it.
I think it is time now when such people should change their motto from "work more, earn more and save less" to "work as per capacity, earn sufficient and save more" and enjoy their life.