'Idhuvum Kadandhu Pogum "
Even this challenging situation would ease
Non-violence is the greatest Dharma; So too is all righteous violence.
"Do not give up, things might not favour you always"
Insurance becomes all the more necessary when the income earning person also had incurred liabilities. In such a case the insurance will lessen the burden of ful liability falling on the dependent survivors.
Not only life insurance, but insurance should be taken for all possible eventualities in modern day contexts if affordable and available for the purpose . While the popular ones are Health, life, marine/transport and transit, liability, building, loss of cards, now insurance can be on any possible eventuality where there is risk.
Insurance at least for the important essential ones, should not be approached with the aim of investment and return. They should be seen only as a precaution and prudent provision for losses that may happen due to various uncertainties and risks inherent in them.