What was the feeling when you owned a house ?Many of us are having own houses and are staying in it. Naturally there would have been a time when we were staying in a rented house or in the parental house. Generally when we get employed we start thinking about a place to stay in the neighbourhood of the working place. This interest doubles once the marriage is also over. Most of the people start planning to buy a small plot first. Next step will be constructing a house there.Very often a housing loan will be managed. Before that a house plan and the estimate etc. will be prepared and the necessary sanctions from different local Self Governments agencies collected. Such formalities consume lot of our time and leave from our office work. Finally the work starts and with in a couple or more months the construction almost completes.
When we start staying there finally we feel like having won a very important rest in our life. We forget about the loan taken for the construction. Only after a month we start worrying about the monthly instalment of loan repayments. Very often after starting staying we start buying several household needs such as furniture, kitchen utensils including cooking gas facilities, fridge, washing machine etc. All these purchases add to our loan amount and we get forced to reduce our daily needs. However, whatever difficulty we face staying in own house increase our mental strength and the family tie up.