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Posted Date: 03 Nov 2009      Posted By: gokulkumar      Member Level: Gold

: Business Banking - Working Capital


Employer Name:HDFC Bank
Employer Address:
Email:
URL:http://www.hdfcbank.com
Phone:
Required Skills:
Required Experience:1 years
Required Education:Master in Business Admin/Post Graduate Diploma in Business Administration/Post Graduate Program in Management in any field.
Job Location:Delhi, Hisar   (View Jobs in Delhi,   Jobs in Hisar)





Job Description

  • Comprehensive selling of all Business Banking services and products after careful evaluation of the existing client portfolio.

  • Complete ownership of a portfolio of approx. 25 productive accounts.

  • Responsible for the growth of the portfolio (organic and inorganic), ensuring targets are met and there is availability of an increased revenue stream.

  • Cross sell: Ensuring lead conversion of leads generated by branches. Cross sell of CASA / FDs, TPP, other product requirements to existing customers. Identify opportunities to cross sell all products and services (i.e. Term Loan, Cash credit, pre shipment / post shipment, Liabilities, Trade & forex payment services, Investments, Credit cards etc).

  • Credit Management & Housekeeping: Primarily includes CAM preparations and timely renewals, obtaining and closing deferrals, plant and site visits and preparation of call memos, obtaining and deciphering stock statements, quarterly results, insurance and Trade overdraft management.

  • Ensuring the quality of Portfolio.Be on the lookout for stress signs in the client operations / activity and address them.

  • Other activities include Documentation pre-sanction and post sanction, Customer negotiation on rates and other terms, Updating LTS and conversion of leads, Customer profiling sheet and identifying cross sell / revenue increasing opportunity, Regular Branch interaction, Daily servicing of customer, Call Memo preparation and Site visit / plant /property visitation.



About Employer

The Housing Development Finance Corporation Limited (HDFC) was amongst the first to receive an 'in principle' approval from the Reserve Bank of India (RBI) to set up a bank in the private sector, as part of the RBI's liberalisation of the Indian Banking Industry in 1994. The bank was incorporated in August 1994 in the name of 'HDFC Bank Limited', with its registered office in Mumbai, India. HDFC Bank commenced operations as a Scheduled Commercial Bank in January 1995.




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