Health insurance portability


In this article I would like to share the news regarding the health insurance portability. The policy holders can now feel relief with out loosing the benefits of previous company then can opt to new health insurance company. This will be applicable from October 1.

If any health policy holder is not satisfied with the services of Present health insurance companies there is an opportunity of changing the insurance company with out loosing the policy benefits. Health Insurance Portability allows this to happen.This advantage for which the policy holders are awaiting from many days will be going to available from October 1. Health Insurance Portability will be applicable form October 1, 2011.

This latest development will bring new standards in insurance industry related to products giving. Due to portability insurance companies has to spread their service capabilities. The need for variety services to customers also arises due to this portability. For this portability Insurance Regulatory Development Authority, IRDA has issued orders in February this year. With this latest facility even though the holder changes the insurance company the coverage for previous diseases (PED) remains the same. This portability will be more useful for the persons who changes their residence from one part to another part of the country.

The policy holder has the chance of not loosing the health coverage of the previous company even though he changes to another company. This portability is only applicable for health policies. It is not applicable for life insurance policies policy holders and customers should remember this.


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