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How to buy gold jewelry carefully?
This article gives up-to-date information on how to buy gold jewelry carefully. Useful tips like looking for the hall marks, carat of gold, looking for the break-up bill, thinking about design and weight of gold etc are also included in this article.
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Introduction on buying gold jewelry
Gold is getting costlier day by day, and you need to spend carefully your hard earned money. Before purchasing gold jewelry you need to spend some time and do your homework properly. Gold is not only valuable to you but it also adds to your beauty and charm. It also acts like your best friend in times of urgent needs and emergencies. Hence, it does not matter much even if the price of gold rises in the market for if you buy gold you will never be at loss in monetary terms. Therefore, when you buy gold jewelry you have to be extra bit of cautious so that you are neither cheated nor overpriced.
Hall mark determines the purity of gold
First, you need to be careful enough to check the purity of gold. You may find jewelry stores, either big or small, putting sign boards that they sell hall marked gold. But did you ever give a fig of thought about what is a hall mark? How will you find out if your jewelry is hall marked or not? If you ask your jewelers about hall marks, they will be least interested in showing the same to you. Let me aware you about the fact that the hall mark is not a single mark but consists of five marks in gold jewelry. These include (a) BIS logo, (b) the year in which the jewelry is manufactured, © logo of institute of institute or retail certificate of buying, (d) logo of hall marking center and (e) purity related marks. From small to big jewelry these marks are required to be present except earrings. These would definitely prove the fact that it is a hall marked jewelry.
Carat of gold matters
Most often, when you buy jewelry you do not notice how much carat of gold in there in your jewelry. Normally, gold jewelry are made from 22/22 carats. But due to the rise in the price now gold jewelry are made from 18 carats of gold. You need to keep in mind that the price of 10 gram of 18 carat of gold is less than 22 carat of gold. Therefore, while buying gold jewelry, you need to keep this vital factor in your mind. Moreover, in 18 carat of gold also there will be hall marking according to 18 carat gold.
See the break-up bill
There are some jewelry which are made by mixing of other products like in the case of Meenakari jewelry, Kundan jewelry etc. In such a case, you need to see the complete the complete break up bill certificate. In the break up bill you will find all the valuable information like stone, carat of gold, labor, weight of gold, deduction of vat etc. This is also mandatory when buying precious stones like diamond etc. You need to see the IGI (International Gemological Institute) certificate. If you do not have the IGI certificate then you will not even get 60 percent of the price of your valuables during exchange.
Think from where you want to buy
It also matters from where you decide to buy your jewelry. If you buy from a good jewelry shop then there will be very slim chance to get overpriced. You can buy from any shop big or small but you need to do proper researches like how long the shop is providing service to the customers etc. Moreover, you also need to find out the after sales service of the gold selling shops. In certain unwelcome situations like breakage, lose of polish etc the shop provides satisfactory service to its customers or not.
Think about design, weight-age etc
While buying gold jewelry you also need to think about its design, weight-age etc. You can either buy a light or a weighty jewelry but you have to think about its longevity and lasting capacity. Suppose, you bought a light necklace but it is not worthy of buying if it is not strong because you may lose it and suffer lose in monetary terms. Read more about Jewelry designing in our website.
Other important things to take care of
Apart from the above-mentioned factors, you also need to keep in your mind certain other factors while buying jewelry which are as mentioned below:
- If you want to buy a lighter jewelry then the design should be a simple one otherwise it will break.
- Do not go for light weight design stone setting jewelry.
- If you want to buy jewelry for regular use then buy a bit heavy one and make sure that it does not have too much of designs on it. Jewelry with too much designs collect dust and dirt very easily and does not look very good. You can also have skin related problem with these.
- While buying bangles that are lighter in weight ask your jeweler to make it strong by filling it with something so that it does not get bend easily.
- Care should not only be given to weight alone but equal importance should also be given to design. You need to keep in mind that a simple design could look better than complex ones.
- For polishing gold different types of treatments are used. You need to have a fair bit of understanding about it too.
- While buying jewelry for a particular occasion you need to choose a design according to the occasion.
- Finally, you have to keep in mind how you will look in a particular design before finally buying one. If you want to change the design in the future you may end paying extra labor charges which will not be desirable from your point of view
Conclusion on buying gold jewelry
While buying jewelry, you need to keep the purity factor of gold in your mind. The interest and level of keenness you show on weight and design while buying jewelry you need to maintain the same level of keenness to find out about break up bills. Many of you pay the jewelers without doing the needful things. Just take out ten minutes time from your busy schedule and see the bills and printing certificates before making the final payment. Finally, the responsibility of explaining everything certainly lies on the shoulders of your jewelers.
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