MediPrime , a new health policy from TATA AIG general insurance company

Posted Date: 28-Apr-2012	Category: General
Author: Ramprasad	Member Level: Diamond	Points: 20

Apart from general insurance policies people are showing interest to take health policies. In present advanced world we can’t assure of anything and health has become much costlier than early. This article provides with the details of one new medical insurance policy MediPrime from TATA AIG general insurance company.

Introduction

All most all people are having general insurance policies. In this advanced world diseases and health related problems are also increasing day by day. Hence majority of people are even taking medical policies. Most recently TATA AIG general insurance company has launched a new medical policy with name Mediprime. The policy term will be applicable till the end of life and the health expenses will be returned regularly. The company has announced it as the first policy that has been offering health insurance benefits to the policy holder till the end of the life.

What are the main points in MediPrime health insurance policy?

People belonging to age group between 18 years to 65 years are eligible to take the policy.

On the basis of Income tax law 80-D, discounts are offered on premium payments.

Non-alcoholic policy holders can get claims on the medical treatments of Unani, Homeopathy and others.

The Insurance coverage will be applicable for accidental and dental treatments.

No limitations are applicable on claims either in the case of admitting in the hospitals or outside treatments.

The Insurance coverage will be applicable for the post treatment expenses.

The insurance company itself conducts heath tests for policy holders after every four renewals.

Some more details about MediPrime health insurance policy

MediPrime policy has been introduced by distancing the flaws in other heath policies that have been available in market. The policy provides the coverage according with the consumer's present necessities and health safety. Claiming will be done without collecting any extra premium and even the policy will continue. Claim settlements will be completed within seven working days. There will be no limit on the hospital benefits. Through this policy, the Policy holder can avail the medical treatment in selected hospitals by without paying any single rupee. The insurance company has tied up with more than 3000 hospitals nationwide for providing medical services for policy holders. Applicants can get the complete details of premiums within 24 hours of their application. If three or more members of a single family interests to take the policy then the company is providing individual policies with 10 percent discount in premium.

Conclusion

Health policies are also becoming necessity for all. Hence by selecting a good health policy that offering the insurance coverage throughout the entire life, we can avail the health related insurance coverage facilities till the end of life. Hence one has to take the MediPrime health policy, launched by TATA AIG Insurance Company. Before taking any kind of policy, one has to visit the insurance company's office and have to know its terms and conditions thoroughly.

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