Sample letter to bank for waiving bank charges of Home Loan

Have you been charged by the bankers for the delay in paying your home loan? Do you want to request the bank to waive off the charges? Looking for a sample letter to bank for Waiving bank charges of Home Loan? You can find one here.

At times, due to some unforeseen situations, there could be a delay in re-paying the home loan to your banker. The bank charges for the delay in your payment and you want that the bank should waive off the charges. In such case, you can write a letter to bank for waiving bank charges of home loan.

Check for bank sample letters requesting for renewal of credit card, complaining about non-clearance of cheque and requesting forcancellation of credit card

Here is a format of the letter:

How to Write a Letter to Bank for Waiving Bank Charges of Home Loan?

Write your name and contact details on the top left of an A4 size paper (not necessarily A4 size paper).

Name: _____________ (Write here your name as it appears in the credit card)
Address: ______________ (Write here your address as given in the bank records)
Contact No.:_____________ (Mention your mobile number)
email id: Give your email id, if you have one. Otherwise not necessary.

Date: Write the date in dd/mm/yyyy format (i.e date/month/year)

The Chief Manager
XYZ Bank (Here write the name of the bank that has issued you the credit card)
abc branch (Write the name of the branch. E.g Somajiguda branch)
City (Write the name of the city).

Dear Sir / Madam

Sub: Request to waive off bank charges - Reg.

I hold an SB account with your bank for the past _________ years (mention since how long you have an account for e.g for the past 15 years) and my SB Account No. is xxxxx. (Write your Savings Bank A/c no. in place of 'xxxxx').

I have taken home loan from your bank and I have been promptly paying the installments for my loan. Unfortunately, for the first time there is delay in the payment due to health grounds and I have been charged by the bank for the delay.

Request you to look into my payment history, consider my case on health grounds and waive off the charges. Hoping to get a positive action from you in waiving off the charges.

Yours sincerely

Sign here

(Your full name as it appears in the bank records to be written within brackets)

You can find here bank sample letters requesting for change of signature, for getting a new ATM-PIN and for stop-payment on cheque

Article by Kalyani
Kalyani is basically an educationist and presently a home-maker who is fruitfully utilizing her free time in freelancing, online content writing and above all blogging. She is an active lead editor at for over 2 years. She is an environmentalist who strives to protect the environment through the revival of age-old eco-friendly practices. She also strives to preserve the rich cultural heritage of India.

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