How to obtain Family Member Certificate from MRO office?

In this article you can know the ways to obtain the Family Member Certificate from the Mandal Revenue Office or Tahsildar Office. This certificate is required to claim the bank balance that was unclaimed by the account holder after death.

Now a days it has become difficult to claim the residue amount in the accounts of those who are expired and the banks are imposing new rules so that the amount can be claimed. Normally when a person is holding a bank account, he must have the nomination of a person so that after his death the proceeds would go to him. But the problem comes when the account holder dies suddenly with much bank balance at the disposal and the family members cannot withdraw the same.

The banks are insisting for this FMC which we get through MRO office. In Hyderabad we have a system where in one has to apply at the e seva centers with all relevant details by enclosing the death certificate and bank letter mentioning so much amount is pending for withdrawal against the diseased. The e seva center takes a fee of rupees 35 and the application is processed.

Within 20 days, the Revenue officer from MRO shall visit the diseased house and verify the facts about the death and also the details of family members. He tallies the details we have given while applying at e seva center. The on satisfaction of all the details obtained, the officer shall give his remarks on the paper and that is resubmitted in to the MRO office.

Then after ten days, the Revenue officer shall issue the Family Member certificate to the claimant with the advise to the bank that the proceeds may be released.

Then the claimant shall approach the branch with letter from MRO, originals of death certificate and pass book and then affidavit signed by all the family members with due attestation from a notary. Thus the bank shall process the application and release the amount to the nominee with all legal formalities. Please note that if you are having a account in the branches of same bank, then the transfer of funds would be easy and sure. If you have account with other bank , then the transfer would take further time after verifying the authenticity of the account holder who claims the amount from the diseased account.

Out of ignorance many people are not claiming the deposit amount of the diseased. More over if the died person has any property on his name, this certificate can be used to clarify the buyer that how many family members are there and what are their position and claims in the property. It is imperative to note that if you apply for the legal heir certificate, it is not only cumbersome and also very costly as the application must be moved through the court and the property for sale must be advertised in the news paper for any claimant or encumbrance on that. So obtaining a family member certificate from the MRO is the easy process which is not only a authentic legal document, we can also save money and time while insisting on legal heir certificate.

Hope this information shall be useful to those who are unaware of claiming bank amount lying unattended for years.

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