IntroductionThe reason one opens a savings or fixed deposit accounts in a bank is to receive yearly interests on the principal amount that is cumulatively getting safeguarded every year. This rate of interest is different for different banks. Sometimes private banks give more interests annually than government approved nationalized banks. Sometimes the government policy change and the rates of interests are also affected due to the same reason. For example, if you look around or go through the daily newspapers, then, you will see that the rates of interests for fixed deposits or recurring accounts have been decreased due to the effect of demonetization and other issues.
What are the official documents to be enclosed with the letter?Since this is an application letter from a person who already holds a bank account in the same bank, you will not have enclosed any separate document with your application letter. When you mention your account number, they will check that account number in their database. All the information that is relevant to you and your account will come from that database. In fact, the statement or invoice that you will be requesting for in your letter to the bank will also come from the same database. Now let us come to the section where I would discuss, what you should write in the letter to the bank.
Sample Letter to a Bank Requesting a Statement of Interest for Last YearI would give the general format of the letter over here and you would have to replace the general sections in that letter, with your specific information, when you write that letter to your bank manager. I will indicate those general areas in bold and I would specify there what to do.
The Bank Manager,
Name of the bank along with the branch name,
Full postal address of the Bank Date: Current Date
**Here, after To, in place of Bank you can write the bank name, or you can simply write The Manager also
Sub: Requesting for the Bank Statement for the financial year April,2015-March,2016 **This time or year span will change according to your requirement. Always mention the year and month for which you want the bank statement.
This is to bring to your kind attention that I own a savings account of the account number (Mention your bank account number here.)in your bank at the branch(Mention the name of the branch of the bank, where you have signed up for the account). I wish to see the statement or invoice of the interests been credited to my account for the time period of (Mention your the time period that is already mentioned in the subject line of this letter here.). The statement of interest is required for the application of VISA in the United States of America.(Mention the actual reason for asking about the statement of interest. If in your case there is some other reason, do mention that.). This invoice is required for the clearance of my VISA. So kindly do the needful at your earliest convenience. Your prompt action in this matter will be highly appreciated.
Place your signature, as applicable on the bank cheques, here
Name Write your full your name here
Address Write your full address, as given on the bank's pass bok here
Phone Number Write your contact number here
ConclusionGenerally, this procedure takes 10-15 working days to complete. The time period should be counted after the letter reaches the concerned authority. Do not forget to mention the actual purpose of asking the bank statement. The urgency and accuracy of the reason will help the process to complete faster. You will receive a call from the bank authorities about the generation of the statement of interest in due time and they will tell you if you have to collect it in person or whether it will be delivered to you at your postal address. I hope the format of this letter given here was comprehensible to everyone.
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