Introduction Development administration deals with the government policies related to the welfare and well-being of the people and their effective implementation to achieve the predetermined developmental goals. Due to corruption and black money, these goals cannot be achieved. Black money creates inflation and keeps most of the cash out of system. The demonetisation drive by our PM has unearthed a lot of black money. Some has come into the banks and other hidden money has become worthless equal to zero. For better transparency of the transactions, our government is urging towards a cashless/ less cash economy. For the encouragement of digital transitions th Government of India has started "Lucky Grahak Yojana" and "Lucky merchant Yojana" for a period of 100 days starting from 25th December 2016 to 31st March 2017.
The various benefits given by government do not reach to the beneficiaries due to corruption and middlemen in the systems. If the digital technology is applied in the field of development and welfare administration, the cash can be directly transferred into the beneficiaries account. This will eliminate the corrupt practices and the full amount will come into the account.
Objectives The scheme has the following objectives:
Various methods of digital transfer
Policies Review Various governmental policies, programmes and plans will be reviewed for their effective implementation. What are the present methods and mode of fund transfer and wages payments? How the various digital modes can be used for better transparency and effectiveness? Concerned and relevant mode of digital payment will be encouraged and adopted.
Proposed benefits The drive will provide many benefits to the beneficiaries and the government. Digital transaction will facilitate towards the cashless,transparent and corruption economy. The problem of cash crunch will be solved by adopting the mode of various digital transactions. The complete grant will reach to the account. Beneficiaries will get their dues without any deduction or commission. Corruption and black money will be out from the governance. So more fund will be available to execute the programmes and policies. Pay and pension will reach to the beneficiaries account without commission and middlemen.
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A very relevant article especially to India in the aftermath of currency withdrawal in November,2016.
Digital transactions help tax compliance as detection and accounting is easier for the monitoring agencies. It is also good for more ethical trade and commerce. The article gives a lot of awareness this matter.
I too agree with the author that after the awareness and usage of digital transactions across the country, the corruption has reduced drastically and the ease of doing transactions with government departments increased with friendly way of approach. For example, earlier we had to run around the MRO office for any kind of certificate like caste certificate, birth certificate, income certificate and residential certificate etc. The officers and the staff there used to take much time and the work would be done only after greasing the palm. Now the applications for any certificates are accepted by E-Seva centers and the certificates are issued in original at the center itself after prescribed time and date. This kind of corruption free activities could be possible by taking into the help of cash less transactions through digital mode.