Career choices in commerce after 12th


Commerce is an excellent choice for +2 and graduate studies. The growing economy has created varied opportunities on the job front, for commerce graduates. Discover the exciting careers that you can pursue after an undergrad degree in commerce.

An analysis of today's changing economic scenario can be seen as a pointer towards the prospects of a degree in Commerce. As a subject commerce can be said as having better prospects in the long run when compared to the sciences. It is a vast subject, with tremendous scope for expanding, in the career front.

A student of commerce learns to understand the nitty-gritty of business, bullish and bearish trends of the market, fiscal policies, trade, and fundamentals of economics, industrial policies, stocks and shares and a whole lot of connected stuff. Seeing how the economies, the world over, are flourishing, skilled commerce graduates are in good demand.



Selection of subjects in class XI


The right pairing of subjects for commerce students will eventually help them define their future. Some subjects that go well with commerce are –

  • Accounting
  • Business Law
  • Mathematics
  • Cost Accounting
  • Finance
  • Business Finance
  • Economics
  • Business
  • Business Economics
  • Income Tax
  • Marketing
  • Auditing

Once you qualify the 12th std. you can pursue an undergraduate programme in commerce. Your best option would be to enrol in a reputed institute into a Bachelor of Commerce (B.Com) degree course. This, as you must know, is a three-year programme. Some institutions might offer integrated programmes, where you can also get a Masters degree if you study for 4 years.

Alternatively, you can pursue an M.Com on completion of your undergraduate degree. The Master's programme is a two-year course and is a better choice than an integrated programme.

At the undergraduate and postgraduate levels, different aspects of the subject are taught. Subjects such as Business Administration, Finance, E-commerce, Marketing, Economics and Accountancy make up the syllabus.

Job oriented undergrad studies in commerce


Though I have mentioned B.Com and M.Com in the above passages, remember these are fine as long as they are teamed with an MBA or another professional course. I suggest studying specific subjects that will make you more employable. Your choices are –

  • B.Com with Management
  • B.Com with Accountancy
  • Bachelor in Accountancy & Finance (BAF)
  • Bachelor in Financial Markets (BFM)
  • Bachelor in Banking & Insurance
  • B.Com with a course in Tourism & Travel Management
  • Bachelor of Commerce
  • Bachelor of Business Studies
  • Bachelor of Business Administration/Management
  • Bachelor of Management Studies

What you are doing here is combining skills which are required in the industry. Most good institutes have campus placements, and you can bag a good job that pays you well, provided of course that you do well in the course.

If the option of doing a Tourism & Travel course interests you then go through the recommended article for an insight into what is on offer - Recommended Reading : How to begin a career in Travel & Tourism after class XII

Post graduate studies in commerce


Post graduate studies enhance knowledge and you will find yourself better placed in the job market. A post graduate can get into the teaching line, attempt the civil services examination, work with financial institutions and join the banking sector and of course, there is the option of pursuing higher studies and do a lot more in the fields of research and actuarial sciences. The scope is immense. There is also the option of doing a PhD or becoming a Company Secretary, Chartered Accountant or Cost Accountant.

Career prospects to look forward to


Commerce along with its interdisciplinary fields promotes excellent career prospects. The interdisciplinary domains include chartered accountancy, banking, stock broking, agricultural economics, company secretary, cost work & accountancy and economics.

Consider combining a B.Com degree with an MBA or chartered accountancy, and you can reap excellent dividends. You will find yourself better placed in organisations. Another option for the willing and the ambitious is choosing a specialised field, such as financial engineering. Be selective in the choice of subjects, especially when you opt for a Masters programme. While doing an M.Com is an option, you can consider a PG programme in a niche field, such as a PG in Economics, Finance Control, Business Economics or Operational & Research Statistics.

An MBA can most certainly open new vistas in the career front for students with a commerce background. An MBA in any of these would be playing your cards right – Finance, Banking, HR, Business, Marketing and Operations.

Recommended Reading:
Alternatively, your postgraduate studies could be a professional course as Chartered Accountancy, Company Secretary Programme or Chartered Financial Analyst Programme.

Careers for commerce grads


Commerce graduates can go on to become many things.
  • Chartered Accountant
  • Finance Planner
  • Stock Broker
  • Economist
  • Company Secretary
  • Finance Controller
  • Tax Consultant
  • Cost Accountant
  • Investment Analyst
  • Accountant
  • Finance Consultant
  • Accountant Executive
  • Portfolio Manager
  • Statistician
  • Finance Analyst
  • Tax Auditor
  • Auditor
  • Finance Manager

Employment opportunities in Commerce


Almost all organisations employ commerce grads in positions pertaining to finance, such as financial managers, controllers, treasurers and credit managers and as staff to assist in the major aspects of the finances like preparing financial reports for tax purposes and additional requirements. Basically, the opportunities are aplenty, in public as well as the private sectors.

They can also be hired as auditors, budget analysts, consultants, managers, business consultants, chief financial officers, specialists, bookkeepers, production manager, management executives, junior accountants, chartered accountants, account executives etc. Banks and financial institutions handling deposits, stocks & shares, mutual funds, insurance schemes, venture capital and portfolio management also hire commerce graduates.

The main employers can broadly be defined as –

  • Public Sector Units, both central and state
  • Big firms & business houses
  • Finance & Leasing firms
  • Multinational companies
  • Small firms & businesses
  • Banks
  • Software Industry
  • Business Consultancy firms
  • KPOs
  • TNCs
  • BPOs
  • Foreign Trade
  • Educational Institutions
  • Industrial Houses
  • Public Accounting Firms
  • Investment Banks
  • Budget Planning

Pay package


A lot of factors come into play and there are no fixed standards. However, know that your calibre and the institute that you graduated from act as a decisive factor. Additionally, the area of specialisation and the hiring organisation count. A degree from a reputed institute will fetch a better package. On an average the entry level pay can be upwards of Rs.3.5 lakhs per annum. This might appear low, but as you gain experience and become more proficient at your job, the remuneration will rise proportionately.



The best institutes to study commerce


Here is a list of ten top colleges that offer commerce courses. Consider yourself blessed if you can get into one of these institutes.


Article by Juana
Juana is a freelance writer, with years of experience, creating content for varied online portals. She holds a degree in English Literature and has worked as a teacher and as a soft skill trainer. An avid reader, she writes on a variety of topics ranging from health, travel, education and personality development.

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