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Educational Loan-Bank of Punjab

Posted Date: 04 Jul 2007 Resource Type: Articles/Knowledge Sharing Category: General

Posted By: B.SENTHIL KUMAR Member Level: Gold
Rating:

Points: 5

Bank of Punjab [BOP]

Name of the loan: BOP-Bank of Punjab Education Loan
Purpose of the loan-Bank of Punjab :

To cover the cost of education in world class universities
Eligibility for Educational Loan-Bank of Punjab :

The individual must be an Indian citizen, aged 18years and above and must have secured admission to a particular course in a particular educational institution.
Loan Amount in Bank of Punjab :

Rs 7.5 lacs for studies in India and Rs,15 lacs for studies abroad
Interest rate for Educational Loan-Bank of Punjab :

Upto Rs 4 lacs: 12.5% (PLR) Above Rs 4lacs: 12.5% plus 0.5 %which is presently 13%.
Repayment of Loan in Bank of Punjab :

Loan repayment can commence 6months after completion of the course or one month after getting employment, whichever is earlier.

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