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Central Bank
Posted Date: 04 Jul 2008 Resource Type: Articles/Knowledge Sharing Category: Educational Loans
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Posted By: sunil Member Level: Diamond
Rating:  Points: 3
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Central Bank
Cent Vidyarthi Scheme
Purpose :
Aims at bringing Education within the reach of students and help them improve their prospects in life.
Courses Approved:
For pursuing Graduate/Post-Graduate, Management/Job-oriented courses, Professional Courses of recognized Universities / reputed Institutes, Computer courses conducted by NIIT, APTECH, CMC, C-DAC with duration of one year and more.
For pursuing Post-Graduate course in Science, Technology, Medicine, Engineering, Management courses, Law, Accountancy leading to Master's degree or Post-Graduate Diploma in recognized University abroad.
Eligibility:
Should have consistent good academic record in previous examinations with marks over 60 % in 10 th. & 12th or first grade in other cases. (For SC/ST Second class will be sufficient).
Amount of Loan:
India Upto Rs.7.50 lakh
Abroad Upto Rs.15 lakh
Margin:
Up to Rs.4 lakh …………………………. No Margin
Over Rs.4 lakh - In India ………………..5%
Studies Abroad……………………………15%
(Relaxation of loans upto Rs.50, 000/-for SC/ST)
Rate of interest:
Upto Rs.4 lakh…………………….PLR
Above Rs.4 lakh…………………..PLR + 1%
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