Finance / Investments

India is a financial haven and money plays a very important role in the economy and about how to gain strength and financial stability on current markets. Such a level is attainable only with sound knowledge about the investment area in the economy. Whether it be bank savings accounts, correct types of Fixed deposits, share markets, company debentures, securities or gold investments and real estate, investments and profit making in India is always a huge money making business in India and is effected through innumerable factors and day to day events. Write about the Share markets in India and give tips and detailed information about which share to buy and when. Give references about the prime areas to invest in real estate and when to invest and when to sell out the real estate to gain huge profits in India.
Help people to gain proper knowledge about investing in Mutual funds and insurance policies to have a better standing in the society.


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Articles

Pros and cons of contactless bank cards

In this article, I will explain about the advantages and disadvantages of contactless credit and debit cards and the method of their working as these cards are gaining popularity with each passing day in India.

Know the difference between saving and investing

Let us start with the basic. Do you understand the difference between saving and investing? Most of the Indians don't understand the difference between these two. And as a result they suffer a lot during their twilight years despite saving a considerable amount of money. It is very necessary to understand the difference between these two. Read this article to know.

Know how to choose a good health insurance plan

In India, more than twenty-five insurance companies offer health insurance plans. How to choose a good and appropriate plan? The author has given some useful suggestions to choose appropriate health insurance plans. Read to know more.

How bonus is calculated in life insurance policy

Do you ever think about how life insurance bonus is estimated? The word 'Bonus' gives immense pleasure to the beneficiary regardless of the amount of bonus that he is getting. Many of us will be having at least one life insurance policy with us. But we never try to know how the bonus is calculated for our policy. In this article, I will explain the methods that are being followed while calculating bonus on life insurance policies.

Precautions to be taken while trading in stock markets

Are you trading or wish to trade in the stock market? Did you take into account any precautions before jumping into the stock market? If not, you should make sure that you follow the precautions mentioned in this article. Otherwise, you should be ready to lose your hard earned money.

Know the financial ratios essential for identifying stocks for investment

Many new investors start investing in direct equities to get a huge return. But without understanding the valuation of a particular stock, it is very dangerous to invest in direct equities. In this article, the author discusses eight essential ratios necessary for valuation of the companies. Read to understand.

Top 5 reasons why life insurance claims are rejected

Every year some of the insurance claims get rejected. Why do the life insurance claims get rejected? The nominees blame the insurance companies, but the policy-holders are mainly responsible for such rejection. Know the reasons for rejection of life insurance claims and avoid these mistakes when you go to take a new policy.

Calculation of Loan EMI and Bank Insurance Charges

Personal Loans, Car Loans, Housing Loans and Loan against Property are taken by the public from banks and financial institutions. Even after regular repayment of pre-defined equated monthly instalments, at the end the banks inform that the loan is outstanding. The bank customers feel cheated and file consumer complaints. This article explains how to protect against such unwarranted extra demands by the banks.

Know how to optimally utilize a pay hike or annual increment

You have received a hefty raise at the beginning of the financial year or during the festive season. So, what will you do with the additional amount? The article discusses some ways to effectively utilize the excess amount received in the form of increment. Read to know.


How to invest in Kerala Pravasi Chitti – a chit fund with insurance for Non-Resident Keralites

Chit funds are a popular form of savings cum emergency credit solution for all people. However Keralites abroad (being NRIs) were not permitted to subscribe to Chit funds. Their long time wish is now fulfilled as the legal bar is removed and Kerala government has launched the Kerala Pravasi Chitti-a unique chit fund with insurance for the Non Resident Keralites residing abroad. Check out this article to know its significant features.

How to invest effectively in your forties

Have you crossed forties? Now it's time to take a look at your investment. You have to make provision for your children's education/marriage and your post-retirement life. You have to provide for medical emergencies. How will you do it? Read this article to know.

Know about some lesser-known investment instruments

Investors in India generally invest in the provident fund, equity, mutual funds, gold and real estate. But, in addition to all these, there are some more investment avenues. The investors may consider these lesser-known investment instruments. Read this article to know more.

Credit Rating in India: Meaning and Significance

The credit ratings of the companies are determined by credit rating agencies considering various factors. These credit ratings are very important for debt investors. Know the significance of credit rating and the meaning of various gradings from this article.

Avoid these mistakes while filing Income Tax Return

Now almost all of us are busy preparing our Income Tax returns because the last date (31st July, 2018) is approaching fast. Before filing the retun, know the mistakes which the Income Tax payees frequently make. Avoid these mistakes while filing your return.

Know how to plan for your child's wedding

Despite many changes in Indian society, till now, the marriage of child/children is the responsibility of Indian parents. Wedding is a costly affair. How can the parents prepare themselves to fulfil this responsibility? Read this article to know.

Social security Scheme for senior citizens: Pradhan Mantri Vaya Vandana Yojana

The Government of India has recently launched a very good pension scheme for the senior citizens of the country. The scheme is known as Pradhan Mantri Vaya Vandana Yojana (PMVVY) and it provides an opportunity for regular income to the senior citizens during their sunset years. Know the salient features of this new scheme.

How to use credit card to an advantage

Many times credit card is considered an evil as it results in overspending and getting into a debt trap. But there is also a positive side to it if it is used intelligently, rationally and with proper calculations. Let us talk about the pros of having and using a credit card in this article. Please note this article is not meant to mislead the readers to use a credit card. The aim is just to tell some good points regarding it.

Know how to organize your finances in the new financial year

The new financial year has started on 1st April. It's high time to review the performance of your existing investments. It is appropriate time to decide new investment, insurance, tax saving, NPS and loan servicing. Do it at the beginning of the year, instead of waiting for the last moment. Decide logically without any undue influence and reap optimum benefit.

Best Bank to Get NRI Loan in India

This article helps you to find the best bank to get NRI loan in India and also helps you to find the important factors to be considered while applying for NRI Loan in India.

How to choose Term Insurance Plan in India

Many of the people get confused between different insurance plans. This is mainly because there is huge difference between the premiums of different insurance plans. Read this post for some tips on how to choose term insurance plans in India.

Investment instrument: Know about Gold ETF

Over a period of time, Gold Exchange Traded Funds (ETFs) are becoming more and more popular among the gold investors all over the world. The author discusses Gold ETF and its various advantages in this article. Read to know the details.

Know the basics of ELSS: The tax-saver and wealth-enhancer

Equity Linked Saving Scheme (ELSS) is a special type of equity mutual fund which helps the investor to save tax and to get a substantial return. In this article, the author discusses the ELSS. Read to know about this special category of mutual fund.

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