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  • Can I use the credit cards of Indian banks in other countries?

    Travelling abroad and want to use a credit card of a bank in India? Find out from our banking experts on the types of credit cards which can be used abroad by a person with a bank account in India.

    I have a credit card issued from a leading private bank of India. I want to know whether I can use this for transaction if I move to other countries. If yes, then is there any condition for using Indian credit cards in other countries? If I can't use, then which bank in India gives the facility to use credit cards abroad. Expecting some satisfactory answers from banking experts of ISC.
  • Answers

    2 Answers found.
  • As per my knowledge, I have heard personally that a debit card of Indian bank has been used in US for purchase of laptop by one of my friend(who is also an employee of Indian Bank) and I hope if debit card is valid, then there must be credit card use too. Nowadays anything is used online, even this can be used for any on line purchase.

    Nice to be in ISC and feel the difference.

  • Yes Credit can be used in any country. But your card must have either VISA or MASTER logo which is accepted world wide.
    There is no additional procedure need to follow. For example you are having ICICI bank credit card and you are at USA then after purchasing some grocery you just give your card and they will swipe and the amount will deduct in USD ( Us dollar) and your statement will show you in INR ( Indian rupee) by converting that day value.
    About extra charges if that card is not Global card then you will be charged of Rs 150 per swipe ( what ever amount you spend).
    So for International travel banks has been designed a new credit card which does not charge you anything extra rather than your actual expenditure.

    Earn in USD with out Investment

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