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  • Category: Finance and Banking Jobs

    Can an engineering graduate appear for bank exams?

    Are you an engineering graduate looking for career opportunities in the banking sector? Find out whether an engineering graduate is eligible to appear for a bank exam.

    I am an engineering graduate currently in 3rd year. Someone told me that you can get jobs in a bank by appearing for bank exams. Is it a good career choice for an engineer? What is the approx salary offered? Which exams I should prepare for and what is its eligibility? Please share your knowledge.
  • Answers

    11 Answers found.
  • Yes, you can appear for bank exams or choose a banking career with an engineering background. But a degree in Economics or MBA in either Finance or Marketing would be of help in this regard.

    Is banking a good career for an engineer?
    It can be a good career choice for you if you are determined to pursue a banking career and your interest lies in finance. If you have the ability to solve questions like numerical ability, Arithmatical problems, logical and reasoning ability you will certainly pass through this test. You can practice IBPS question papers and other bank exam questions.

    Engineering Graduates are eligible for appearing in IBPS exam. Today, most banks recruit through IBPS exam. Candidates are shortlisted for Bank job interviews or separate exam for the particular bank on the basis of their IBPS score.

    Salary in Banking: Banking sector has basic salary ranging from Rs.15000.00-16000.00 along with plush allowance which can add upto 50 to 60 thousand initially.

    IBPS exam eligibility
    If you are graduate in any stream you can apply for IBPS exam. For Clerical IBPS you need to graduate in any stream. For Bank PO you should be a Graduate with 60% marks in any discipline. Remeber that this is basic criteria only and banks may have different types of eligibility criteria.

    The IBPS exam is conducted several times a year and you can appear in your final year of graduation too.

    Runa N. Borah.

  • Hello,
    I think banking jobs are an excellent choice. Few of my friends are in different banks. It is a good decision to join banks. Although I must warn you that unlike earlier times the number of holidays have decreased hugely
    You have to give an entrance examination for being eligible for such banking jobs.
    The entrance examination is known as IBPS or Institute of Banking Personnel Selection. This test recruits people for probationary officer, clerks and other posts. Mostly for every post the higher age bar is within 30. If you are appearing for clerical posts then then maximum age limit is 20. However if you are above 20 years of age you can sit for this examination. If you are from scheduled caste or OBC category then you have a 5 year and 3 year relaxation.

    You must have 60% all through your academic career. Sometimes some banks allow a 55% and above in the graduation mark sheet. You can be from any education genre. You have science or arts or commerce background. That does not matter for banking examinations.
    Now let me tell you what you must. You need to go to the official website of IBPS. There you will get notice for IBPS examinations. As soon as it comes download the online form available. This online form will definitely give you some registration id. Then you need to pay the registration fee for the examination. The registration fee will be Rs.600.

    You need to prepare from general knowledge and other commerce related subjects. If you clear the examination then that does not mean you will be selected for the bank job. You have to clear the next round of interview. If you do that too, then you can join a bank of your choice. The starting salary can vary from bank to bank. But you can get from Rs.10,000 to Rs.15,000 maximum depending on the bank that you join.

    Live life Kingsize!

  • Dear friend,
    Every bank exams are allowed for all engineering graduates but as you are now in 3rd year of your graduation so, you are not eligible now.But , after completing your graduation you can appear all the bank exams.

    Don't worry , now you prepare for bank exams in a sequential way so that you can do better in all exams.
    Good luck for your future
    Thanks & Regards
    Tirthabasi Nayak

  • I am not in favour of an engineering student going for banking jobs. If you have studied science and engineering all these years, you should make good use of the education by implementing the things learned in the type of job that you do. My suggestion would be to get a job in the area of your expertise which should be your graduation subject.

    And if you feel you have started liking finance more, then, you can use it as additional sources of income once you start doing job based on your engineering expertise. It is important for any working person to manage his own financial portfolio and investment portfolio. You can gain related knowledge, share among your friends and be an independent financial manager who can give best suggestions for financial management at different stages of one's life. You can even start learning about stock market trading and do online trading along with your job to satisfy your financial interests.

    Yes, despite being from an engineering background, you can give bank exams and apply for banking jobs.

    Thanks & Best Regards,

  • They are different types of vacancies in Banking sector. Mostly they will recruit for Clerks \ P.O.s \ Special Officers \ IT Officers.

    As an Engineering graduate, I will recommend you to apply for Banking sector except for Clerk jobs. Because as a grade – I and grade – II officers, the take home salary is varies from 30,000 – 60,000. Apart from the salaries they will provide many benefits to their employees.

    And work wise also, as a PO \ special \ IT officer, you can have a good technical work and lot of things can be learnt. One more important thing is for these posts there will be some work pressure also depending on the departments you work for.

    If you compare the banking sector from software field , there also slight differences are there. Where in software field you can earn more after 10 years , but in banking the yearly hikes are little bit lesser than software. Where in the software field you can roam across many countries and cities, but in banking sector the opportunities are less. Last but one is in software field job security is less but in Banking sector there is a job security.

    So compare all the parameters and take the decision depends upon your requirements.

  • Dear friend,

    An engineering graduate too can appear for Bank Exams like IBPS, CWE-PO, etc. if he/she meets the eligibility requirements for that particular exam.
    However, if the candidate has slight interest in Management and Banking sector, then it would be much fruitful for him if he apply for Banking Exam after pursuing any Commerce or Management degree like MBA or M.Com. These both Masters degree can be pursued if the candidate had secured at least 50% marks in his Engineering Graduation.
    Switching towards Banking Sector could be beneficial as well as inadequate too. As in engineering field job, you get higher paying allowance. On the other hand, the banking personnel salary is nearly 15-16k per month. Also, engineering graduates get opportunity to visit various cities across the nations and even foreign visits. But, in the case of Banking jobs, it is not so. But you will get job security in Banking job while in case of Engineering field it is not so.

    With regards,

    With regards,
    "Time & Tides waits for none"

  • Yes an engineer graduate can apply for bank exam.
    For applying for bank exam, you only need to complete your graduation from authorized university, It doesn't matter from which stream you are , you are eligible for bank exam.

    Yes , Bank Exam is good career choice for engineer, i.e, if you are interested in it. Career choice can not be decided on the basis of stream , it only depends on your interest. Sometimes an MBA student gives up his career to pursue their career in Sports because he is interested in sports not in MBA.

    Banks is one the industry which is growing rapidly.Getting a bank job is a matter of prestige, especially in a government sector.So remove that though that it is for you or not , It is a well reputed job.

    A salary of a bank is different at different posts.After 7th Pay commission salary of Bank PO will be around 40K. It varies according to the banks.It is good start for a fresher.

    You are a engineer but you did not mention your branch so I can not tell you much but you can also go for IBPS SO which provide you a great career path in your specialized field. If you are from CS branch than you can make your career ahead in IBPS SO IT Officer.

    You can give the following exams
    1. IBPS PO
    2. IBPS Clerk
    3. IBPS SO
    4. SBI PO & Clerk
    5. Other bank exam which is conducted by their own.

    Hope all the doubts have been cleared of all the candidates about bank exam.IBPS PO exam is about to come in October . All the best for your IBPS PO Preparation.

  • No doubt, engineering graduates are eligible for banking jobs. Only thing worth considering is have you got an aptitude for that type of work. Banking work is totally different than the engineering work specially if a person is having interest in practical side of engineering like technical or industrial.
    By the way an engineering graduate having interest in finance, accounts and commerce, if so, will be more happier in banking job. The point is aptitude and interest.
    In today's world one must not be confined to his line only until unless one has a great desire to become a specialist. There are innumerable cases when a person from one discipline becomes the administrative head of another discipline and what he needs then is not his technical knowledge but administrative and human resource expertise.
    In nutshell I advise - you go in any line but keep the objective of reaching the top position there.
    Best of luck.

    Knowledge is power.

  • Hi,

    Yes you are eligible for bank PO and also for the Specialist cadre exam.
    If you have relevant branch such as Information Technology, Computer Science Engineering, Electronics and communication engineering etc as trade as per the notification you can certainly apply for the specialist exam as well. I would suggest you to go in the specialist cadre as it are based on your stream.

    In a bank PO exam you will have General awareness with focus on banking where as in specialist cadre you will have focus on information technology concepts.

  • TThis response is marked as DELETED by the admin.

    Yes any graduate can apply for the IBPS exams you can also crack easy anything using Best Books for IBPS

  • This thing is spoon feed to the Engineering candidates that they can't appear in the exam or they will be eliminated in the last phase. If any Indian exam requires specific field's candidates to stay away from the exam, they will mention it clearly in the official notice.

  • TThis response is marked as DELETED by the admin.

    Hi Friend
    #The minimum educational qualification required to apply for BANK CLERK& PO POSTS(Both IBPS and SBI) is BACHELOR DEGREE in any discipline from UGC recognised institution/university.
    #And for Specialist officer scale-1, Engineering degree in IT or CSE or ECE is required.
    #And the age limit to apply for BANK CLERK post is 21-28 years and for BANK PO,SPECIALIST OFFICER SCALE-1 posts is 21-30 years and the age relaxations are:
    -> 3 years for OBC candidates
    -> 5 years for SC/ST candidates and Ex-servicemen
    ->10 years for PWD candidates.
    #And the selection procedure of BANK CLERK post is preliminary exam,main examination and Language Proficiency Test.
    #And for BANK PO and SPECIALIST OFFICER SCALE-1 is preliminary examination,main exam followed by personal interview.
    #Bank clerk will get a salary of 22000/- and BANK PO will get 38000/- rupees approximately.
    #So, as you are studying 3 Rd year of engineering, you can apply for Bank jobs after the completion of your course.
    #For further details please check and

  • The information which relates the announcement of CHSL Notification 2019 will be noticed by SSC in the Employment Newspaper and its official website in October 2018. As per exam calendar, the notification was scheduled to be out on July but as per some recent news it can be expected the release date to be in the month of October 2019 and due to this exam may also delay and possibly going to be held in the month of January/ February 2019. SSC CHSL is one of the most popular competitive exams after SSC CGL Exam in India. The reason for its popularity is basic and that is a qualification to apply for this exam is only 1.SSC CHSL NOTIFICATION

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