Account opening in a bank is not a big issue, if you are properly identified, you have proper documents - Aadhaar and PAN card -with you and you are residing locally. The following is the overall general procedure for opening a new savings bank account for a literate normal individual.
1.Get the account opening form and KYC form .
2. Fill them correctly giving all mandatory relevant information asked.
3.Affix photograph at the earmarked pace
4 Sign the forms at the marked places and submit it along with the self attested copies of identity and address proof , details of which you have mentioned in the form .
5. The relevant official will make the e verification if you have submitted the Asdhaar details.
If needed and asked sign a specimen signature in front of the official.
If all things are okay, then it will need about 15 to 30 minutes or more depending on the waiting crowd and people before you; to have account opened, and account number given to you. Then you may be asked to remit the initial opening cash in your account. The cheque books and pass books may be issued in due course.
After you submit the papers, and you are identified and e verified, the bank personnel have to enter each and every detail in the relevant field in the account master inthe computer system. The system will generate the account number. However the details have to be authenticated by another higher level authorised official. Your specimen signature has to be scanned and attached to the system to your account. The Aadhaar number has to be linked to the account.
After the direct liking of Aadhaar as a compulsory requirement, to open an account, the sequence may be different .
Generally State Bank of India branches are crowded, and after the merging of associate banks recently, the staff may be facing some problem in getting familiarised and ease in the unified system in use. Staff shortage and one staf handling multiple services all may hamper speed. Otherwise I do not see any reason for any delay if everything is okay.