How to get back wrong TDS debited and remitted by bank without PAN
Wondering how to claim a TDS which is wrongly remitted without PAN? Looking out for the detailed procedure to make this claim? Find advice to resolve your issue here.
My son had a Recurring deposit account opened when he was a student. The period was for three years and the total interest for the whole three years was about twelve thousand rupees( Maturity value minus total instalments remitted). Just by chance I found that an amount of Rs 676 being 20% TDS on interest amount of Rs3382 was deducted and already sent without PAN. It was a shock to me.
The bank never intimated us about this. We did not get any SMS alert and we were not asked to submit PAN. We also did not have even the slightest imagination about TDS because the interest in a year is just pittance and not anywhere near the threshold of Rs 10,000/- Even the total of thre years is just twelve thousand or so.
I found this when I went for updating the passbook as it was nearing its maturity. Unlike the early system of just showing the monthly instalment and date,I suddenly saw some odd entries. The bank explained that now they have the system of showing interest accrued also. Then my academic curiosity led the counter staff explore and he/she divulged that TDS is deducted. Shocked!
I have asked(in writing) the bank to remedy and rectify. Today I have sent a reminder to the bank after 25 days lapse.
Can any one tell me how to claim the wrong TDS because it is sent without quoting PAN?