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  • Category: Banking

    Easy way to find job and get more money in banking sector

    Planning to take up a banking job? confused between choosing private or nationalised bank? On this Ask Expert page read the advice and guidance given by experts for resolving your concerns.

    Which is best: to work with private banks or national banks?

    I have completed BE and seeking for a job in bank as an entry level clerk or any other related post. Which is easy to enter in banking sector?
  • Answers

    5 Answers found.
  • The easiest way to find a job in the banking sector is to crack IBPS exams. Before appearing at the IBPS exams, you need to decide what you want to be - a clerk, PO or branch manager. Making your goal/aim clear helps you a lot in cracking the exam. A banking job in public or private sector is great and lucrative. More detail on

  • You have passed BE. You can apply to Probationary Officer post or Junior Management trainee posts as the case may be advertised and announced.
    Nowadays there are two or three different methods to get a job in a bank.

    1. IBPS common exam for recruitment.

    Most of the nationalised banks and old generation private banks use the IBPS(Institute of Banking Personnel Selection) "COMMON RECRUITMENT PROCESS FOR RECRUITMENT OF PROBATIONARY OFFICERS/ MANAGEMENT TRAINEES"-(CWE PO/MT). They also use the same route for clerical cadre recruitments also.
    The relevant announcements will be made in all major newspapers and also in the concerned organisations web sites. You have to follow the procedure depending on your eligibility criteria. and apply if you comply the criteria.
    There will be a preliminary examination, then a main exam and finally interview. The recruitment invite mass numbers of candidates and candidates get shortlisted after each stage.
    There was one such CWE during the last quarter of 2017,towards filling up of officer cadre vacancies arising during 2018-19.. Hence you may not have IBPS CWE for PO/MT immediately now.

    2. Banks-Manipal academy tie -up route.

    A few banks-nationalised banks and new generation private banks- had a special tie up with the Manipal Academy of Banking whereby the eligible candidates for Officer cadre are selected by the banks and then sent for a post graduate diploma in Banking. After the successful completion of the programme the candidates are absorbed at suitable junior officer management/probationary officer posts subject to the bank's terms and conditions prevail then.
    The concerned banks will be advertising or announcing in the newspapers and/or in their websites

    3. Banks directly

    Most new generation private banks select their new employees directly. For this either you can wait for the announcements either in public or in their websites. Alternatively you can register in their websites and wait for a call or guidance or intimation from them.

    You can also join in the clerical cadre posts first and then rise up the career by the internal promotion channels. However the new generation private banks mostly recruit only management trainees rather than clerical recruitment . But clerical recruitment are conducted by IBPS route by the nationalised banks and the old generation private banks. Apart from this regional rural banks, co-operative banks etc also recruit clerks.

    Whether private or public sector:
    There are plus and minus in both. While as of now the nationalised banks and old private banks are signatories for sectorwise bipartite settlements with regard to the wages and other service conditions of employees, some small private banks and the new generation private banks have their own terms and conditions.

    However the trend is now changing, and slowly things are moving towards bankwise terms and conditions. But, as of now there is a common wage scale and service conditions in all those banks which follow the Indian Banks Association(IBA) led wage settlements with bank employees unions. In new generation private banks there may be better wages and incentives , but there is also an element of risk as one cannot expect a standard or common terms and conditions.It will be management/bank dependent.

    Banking, as a career has good scope. It is one of the essential sector and to those who can adopt and update continuously and put up good work can have a seamlessly god career.

  • You are graduated in engineering so I would suggest you to apply in core field in order to get a nice career growth by applying your engineering skills.
    However, if you have already decided to get Job in banking sector then I would suggest you to crack the IBPS examination as this is the gateway to get job in national bank. You can buy the IBPS materials or join the coaching institute for the classroom courses. You are graduate so you are eligible to apply for the post of PO or Bank Manager.
    You can also apply for the job in private banks. There need not to get qualified in IBPS examination in order to get the job. You may visit various job portals to get the banking jobs notifications, so better to apply and go for an interview.
    Wish you all the very best for your brighter career.

  • For joining in A bank why one should study BE/BTech. A simple B.Com/BA is sufficient. I always feel a job related to our subject is the best for doing a good work and getting appreciations from the concerned. So you think in these lines and decided. Still, if you feel you want to go for the banking sector, please be under watch. IBPS advertisements will be coming in the media. Once you see the advertisement apply as per the instructions given. Once you apply they will call you for a written test if you are qualified for the screening. The persons who got the selection in the written test will be asked for the interview. Basing on your marks in the written test and the marks in the interview your selection will be finalised. The selection is purely based on your performance only. So you should put in a lot of work and should be thorough on the subject. Then the chances will be very high.
    You are eligible Clerical cadre and POs also. If you are a computer Engineer you will special posts as Techincal officers. Please be on the lookout.

    always confident

  • Since you have completed BE, have you given thoughts about the GATE exams, if you have a good score, you can get into the public and private sector or even a teaching career.

    If you are keen only on a banking job, then you need to have a shot at the IBPS exams.This gives you a chance to enter as a probationary officer.
    These exams are highly competitive with lakhs of applicants each year. Apart from a degree, you need good computer skills and command (verbal and written) language of the state. These exams have the preliminary and the main exams with the focus on reasoning ability, aptitude, data analysis, and interpretation. The papers have a negative marking of 0.25 marks. Then you have the final round of interview.
    So, you need have a good coaching and preparation for the IBPS. There are a lot of sites, apps and coaching centers to guide you apart from books and mock exams. Many sites offer you guidance and training ( Once you clear this, you have an opening in the public sector banks, LIC, and private sector banks.

    Once you clear, then you can join the vacancies listed. The private sector also requires candidates after their IBPS, although not mandatory. In the private sector, the job spectrum is more wide, based on your core skills and interests you can choose retail banking, credit, assets, sales, payment or relationship management. You can complete a PG course or a diploma in corporate governance, finance, international banking and then try international jobs.

    Retail banking academy in London is an academy that has a global retail banking certification program. It also has a scholarship program for people who perform well in the Indian banks with three-year experience. (

    ICICI has regular jobs, sales management programm and probationary officer programs. It also offers career counseling (

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