There are a lot of options for the best family floater health insurance plan in India. There is a need to go to every possible website and find out a favorable plan for yourself. A plan that is good for one person is not necessarily good for another. These are some of the best family floater health insurance plans available in India. You want to emphasize the need to invest in a health insurance plan as it can also give you tax benefits under the Income Tax Act.
Oriental Insurance- Oriental Insurance Company offers a plan called Happy Family Floater. The cost of Oriental Insurance Happy Family Floater Plan is Rs. 9297. Under this Happy Family Floater Plan, there is a provision of 90 percent of the total treatment expenses by the insurance company and 10 percent of expenses by the patient. For pre-existing disease, the scheme starts covering after 4 years. Room rent is limited to Rs 5000 under the scheme.
Star Health- Star Health and Allied Insurance Company's insurance plan is named FamilyOptima. All the benefits covered and not covered in this scheme are given here. The cost of the premium for Star Health Family Optima is Rs 11,055. The Family Optima Plan commences coverage after four years for the pre-existing disease. The room rent depends on the city where treatment is being taken and the range is from Rs 2,000 to Rs 15,000.
Bharti AXA - Bharti AXA General Insurance offers Smart Health Salt Scheme. The premium cost of the Bharti AXA Smart Health Plan is Rs 12,064. This smart health plan provides 100 percent coverage. Like other plans, the coverage of pre-existing disease starts after 4 years. Room rent is fully covered in this policy. The scheme also provides a lifetime renewal option.
ICICI Lombard is a scheme iHealth of ICICI Lombard General Insurance. The premium cost of this plan is Rs 14,668. There is no restriction of any kind under the scheme and the coverage is 100 percent. Like all other health insurance companies, the coverage of pre-existing disease starts after 4 years under this plan also.
Tata AIG Medi Prime is a scheme of Tata AIG General Insurance Company Limited. The premium cost of the Medi Prime plan is Rs 15,488. Like most other insurance companies, 100 percent of the total amount is covered under it.
Max Bupa A health plan of Max Bupa Health Insurance Company is named Companion Family Floater Plan. Many benefits have been provided in this scheme. The premium amount under the Max Bupa Health Companion Family Floater Plan is Rs 13,718.