Where to buy cheap and best Flat

If you are looking for cheap and best housing in Bangalore and looking for 1 /2 BHK I will suggest you go for affordable housing. There are lots of Affordable Housing projects in Bangalore. And Price starts from 25 lacs onwards. Some good affordable Housing projects in Bangalore are:

1, Assetz 63 Degree East
Assetz 63 Degree East is a project of Assetz Property and located in East Bangalore at Sarjapur Road. The project is having good environmental-friendly features like rainwater harvesting, energy saving, good ventilation etc. The project offers 1, 2 & 3 BHKs. Price starts from 27 lakhs onwards.

2. Adarsh Greens
Adarsh Developers is developing Adarsh Greens project at Kogilu Cross, North Bangalore. Main features of this project are the swimming pool, gardens, and party house. It is offering 1 & 2 BHKs. Price starts from 33.5 lakhs onwards.

3. Concorde Spring Meadows
Concorde Spring Meadows is one of the budget projects in Hesaraghatta Road, West Bangalore. badminton court, swimming pools, and gym etc are the main features of these projects. It offers 1, 2 &3 BHKs starts from 22 lakhs onwards.

4. Mahaveer Northscape
Mahaveer Northscape, located off Airport Road in North Bangalore, is a low budget project of Mahaveer Group. Amenities offered are indoor game area, gym, and clubhouse. The project offers 1, 2 & 3 BHKs. Price starts from 35.82 lakhs onwards.

5. Shriram Codename Dil Chahata Hai
Shriram Properties is coming up with its budget-friendly project named Shriram Codename Dil Chahta Hai located in South Bangalore at Hosur Road. The project has swimming pools, pet zones, gym and butterfly parks. It has 2 & 3 BHKs and price starts from 34 lakhs onwards.

Procedure: To buy an affordable housing project you need to apply for the unit available in any of the project and need to contact to builder's office. Here you will have to fill the form available at builder's office buy paying application form fee. You will have to provide a copy of Aadhar card, PAN card. Further, you need to attached bank cheque / DD of prescribed fee amount as booking fee it is usually the 5 % of the total cost of the flat.
The further allotment is done through the draw. If very few units are available and occupancy of projects is almost completed, then you can directly buy the unit.

For these housing projects, you can get a home loan from banks easily. HDFC, ICICI banks approve home loan instantly. You will get approximately 80-85% home loan of the total cost of the flat. And the monthly instalment of 30 Lakhs property will be roughly 23-25 thousand per month as interest rate varies from 6.75 to 7.00 these days.

In Bangalore there are many builders and estate agents through whom you can get a house of your choice. There is a lot of construction activity going on in Bangalore and it is said that the number of flats / houses being constructed are more than the demand and that is what you have to keep in mind while negotiating the prices with them. This is not only true for Bangalore but many other cities of our country as builders will go on adding capacities to make a huge earning at a later stage when the prices increase significantly. In most of the case there will be some bank associated with them and getting a loan is so easy nowadays but one has to see ones repaying capacity also and decide for the flat for which one can easily pay the monthly EMI. For a 1-2 BHK flat having an area in the range 600 to 1100 square ft, the price ranges from 35 lakhs to 60 lakhs depending on the area and builder who is making it. If you take a loan of Rs 20 lakhs and planning to repay it in 10 years then approximately the EMI will come as Rs 20000 to 25000.

Now let us see about some of the builders and their projects in Bangalore, where you can try to go for a flat. For other places in India you can visit some of the leading property sites like 99Acres, MagicBricks, Housing, Common Floor, OLX Homes, Quickr Homes, Sulekha Properties, Makaan etc. Some of the cheap and affordable ones in Bangalore are as follows -

1. S R Flora - This is a project going on in the Hongasandra area and offering 1-2 BHK flats in the sizes ranging from 800 to 1275 sq. ft. The rate being quoted is around Rs 2800 - 2900 per sq. ft. It has all the community facilities within its spread. This is being developed by Keystone properties.

2. White Coral Cocoon - This is being developed by the White Coral Constructions offering 2-3 BHK flats having all the community facilities and is slightly costlier one at Rs 4000 - 4100 per sq. ft. It is located in Amruthahalli which is near to the airport.

3. Amrutha Value - This is being constructed by Amrutha Shelters and is having all the facilities for the residents. It is offering 2-3 BHK flats and is being quoted somewhere in the range Rs 3700 to 3900 per sq. ft. It is located in a very well known area that is Whitefield in Bangalore.

4. Sanchar Shelters - Developed by Sanchar group it is located in the Hennur, Bagalur Road and is offering 1/2/3 BHK flats at around Rs 3500 per sq. ft. It is in a well developed area where markets and other facilities are available in plenty.

5. Samruddhi Home Uplands - It is located in Belagere Road and is having all the facilities and amenities for the residents. It is offering 2-3 BHK flats and the price is being quoted at Approximately Rs 3500 per sq. ft.

6. Hamilton homes - This is located in Chikkanagamangala which is an upcoming locality and is a specially designed property based on some German design. It is offering 2-3 BHK flats at a reasonable rate of about Rs 3800 to 3900 per sq. ft.

7. TG Lake Vista - Located in Begur in the mid of the backdrop of a lake, developed by TG Developers, it is offering 2-3 BHK flats and is quoting at about Rs 3000 to 3500 per sq. ft.

8. Marina - It is located in Horamava Agara Road, Hennur and is having all the facilities for the residents. It is developed by Eco Land Constructions. It is offering 2-3 BHK flats and the approximate rate is Rs 3200 to 3300 per sq. ft.

Before buying a flat or apartment the following points to be considered as major:
1.locality: The locality should not be more than two kilometers from the workplace or school or college of the house persons as most of the hours will be spent in journey.
2.Cost: Many buyers do not calculate the maintenance charges which is to be met during occupied.
3.nearness to bus stop or railway station at least to the possible distance.

You will get many builders and real estate agent in Bangalore through which you can get a best and cheap flat. If you want to buy 2/3 BHK flat in Banglore then affordable housing project would be the best choice. Before buying a flat you should choose your locality. Oftentimes, people reject the flat because of the bad location. There are some rule and regulation for buying housing project. If you are interested in housing project then you need to go builder's office where you will get form for filling all the details. After filling the form you need to give copy of PAN card, Aadhar card and prescribed fee amount. In this way, you will be eligible to buy flat.
Some of the affordable housing project in Banglore are as follows:-
1. Adarsh Greens - Adarsh Greens project is very nice project which is located at Kogilu Cross, North Bangalore. Its main features are the swimming pool, gardens, and party house. It offers1 & 2 BHKs. Price starts from approx 34 lakhs onwards.
2. Marina - It is located in Horamava Agara Road, Hennur. It is developed by Eco Land Constructions. In this project, all facility are available. It is offering 2-3 BHK flats and the approximate rate is Rs 3200 to 3300 per sq. ft.

3. Amrutha Value - It is developed by Amrutha Shelters. It offers 2-3 BHK flats and the cost is Rs 3700 to 3900 per sq. ft. It is located in a very popular area called Whitefield in Bangalore.