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  • Category: Finance and Banking Jobs

    Banking exam eligibility rules for improvement of exam passed students

    Planning to make a career in banking? Searching for detailed information about the eligibility criteria? Find responses from experts for your question here.

    I have taken improvement exam in my 12th class and passed with 69% from RBSE (Rajasthan Board Of Secondary Education) board.
    I have done my graduation in BTech(Electronics & Communication Engineering) in 2019.
    Am I eligible for taking banking exams?
  • Answers

    7 Answers found.
  • As you mentioned that you have already done B. Tech, graduate so definitely you are eligible for any bank exam whether it is private or government. If you want to get a job in a bank, then you can prepare for it only when you know that apart from the PO and the clerk in banks, in which specialized field also the job is generated. Not only this, which exam is required to get a job in a bank.

    Job Profile (PO, Clerk, or Specialist Officer): If you want to become an officer or clerk in a bank, then you have to be a graduate. If you are looking for a specialist's profile, then you should have experience, qualifications, and expertise in the most important field.

    Private Bank and Government Bank: After this, decide whether you want to work in a government bank or a private bank. The process of recruitment in these two sectors is completely different from each other. If you want to get a job in a government bank, then you have to qualify IBPS exam. IBPS exam is necessary for those candidates who want to apply to 20 banks of the public sector. However, SBI and IDBI are two banks in the public sector that do not recruit through IBPS. SBI conducts the examination itself for recruitment.

    Private Bank: If you want to get a job in a private bank, then you have to keep an eye on the advertisements appearing in job portals and newspapers. Private banks keep advertising for recruitment from time to time, apart from this you can also apply by visiting the bank's website. ICICI Bank has also created a portal for hiring under the name Where you can also apply online after searching for the job according to your qualification. The easiest way is to get admission in the PO program, which is run by private banks and Sikkim Manipal together. After the end of the program period, the candidates are selected from different banks.

    Cooperative Banks: Many cooperative banks in India recruit for PO and clerk posts through written examination and interview. This exam is less competitive as compared to IBPS and SBI exams.

    Tips to crack the exams:

    Use good books and online resources: In today's era, the internet is the biggest source of information which is very useful for candidates preparing for bank exams in their homes.

    Regular practice of Moak test: Candidates should prepare a routine for their studies and follow it strongly. Practice previous year's question papers and Moak test regularly.

    Focus on English and Quantitative Aptitude Paper: This paper should be focused on because in this paper you can score more marks in less time. For this, they should practice regular reading and writing English. To save your valuable time during the written examination, practice as many short tricks as Quantitative Aptitude.

    Questions of general knowledge are also asked in banking exams and for general knowledge, you can read the book Lucent general knowledge, besides you read NCERT book for subjects like Indian History, Indian Politics, Indian Economics. And read the newspaper daily, you will get to know the general knowledge of the world.

  • You are basically a graduate engineer having passed B.Tech in Electronics and Communication Engineering and moreover you appeared for the improvement of 12 th class of RBSE Board. Appearing for the improvement test for RBSE Board was not that much important to make you eligible for this test.
    The following are the essential conditions to make you eligible for the Probationary Officers Tests organised by the Nationalised Banks -
    1) You should be a graduate and your age should not exceed 28 years. There is a relaxation of age by five years for SC/ST candidates and for OBC age relaxation is up to three years.
    2) You will have to pass both written and oral tests for the said examination and final selection would be made subject to being medically fit by the medical team of the board.
    For the clerical examination, there will be a separate test which need to cleared.
    SBI conducts its examination in the separate way though the pattern of the examination is more or less the same as indicated above for the Nationalised Banks.
    Private Banks such as ICICI, Axis Banks, HDFC Banks etc have their own system of recruitment of aspirants.
    In order to qualify the Banking PO Examination, you should be familiar with the pattern of the test and practice has to be done accordingly either by your self under the guidance of a competent mentor or you need to join a Coaching Institution for the specialised coaching for the syllabus prescribed for the test. Since the written examination is of objective types with limited times, you need to understand the basics of the subjects leading you to success. These institutes will enrich you in short cut methods to arrive at the right answer and hence that will be helpful to you in achieving the success in the said examination.
    The written test consists of General Knowledge, English Comprehension, answers relating to paragraphs and grammars, Mathematics and Reasoning, you should go through the previous eight years question papers to understand the pattern of the examination and your ability to solve them independently for the better scores in the examination. The Mock Test being conducted by the professional institute would be highly beneficial.

  • Indeed, you are eligible for doing jobs in the banking sector. But I think you should go to your field instead. You may contact the following website

    For jobs in the banking sector.

    Rest other information has been given to you by other members.

  • You are a B Tech. Your qualification is suitable for applying for bank posts. You can apply for officer post as well as clerk post also. You have to see the other requirements also and you should satisfy them also.
    The eligibility criteria are as follows.
    1. One should be a graduate for applying for a bank officer post.
    2. The age should be minimum of 20 years and a maximum of 30 years. There is an age relaxation clause for SC/ST/BC and physically handicapped persons. This age limit may vary and generally, the age limit will be mentioned in the notification.
    There will be a written test and an oral test. If you are qualified in these tests you will be selected for the post.
    You need not worry about your 12th betterment. It will not make you disqualified for the post.
    So don't worry about that. Apply for the post. Concentrate on the preparation for the written test. Study well and write the examination. Once you are qualified get ready for the interview. Contact some friends who are working at the bank and take their suggestions and ask them how they prepared for the interview. Ask somebody in the house to conduct mock interviews so that you will get some experience in facing the interview. That will make you confident.

    always confident

  • You have done in electronics and communication. And you have already appeared for12th improvement exam in RBSE. If you want to do a job in the banking sector then marks on the 12th exam doesn't matter. You are eligible for applying for a job in banking sector in any nationalised bank or private bank. There are different eligibility criteria for banking jobs which are as follows:-
    1. You should have passed graduation with minimum 50% marks.
    2. There are various post available in banking sector. Age varies according to post. Normally, minimum age should be 20 years and maximum 28 years. Candidate belongs to SC/ST would be given age relaxation up to five years whereas, OBC would be given 3 years age relaxation.
    In banking sector, most of the recruitment is done through IBPS. So, you will have to apply for that. SBI and IDBI are two different banks which have own recruitment process. There will be a written test followed by an interview. After qualifying in this exam, you will get a job.
    Apart from these, you should keep an eye on advertisement in the newspaper or job portal where many bank job vacancies available.

  • The main agency conducting exam for the bank positions (clerk or officers) is IBPS (Institute of Banking Personnel Selection) in our country. It conducts this on behalf of the most of the PSU Banks as well as Co-operative Banks. It advertises a huge number of total posts corresponding to these positions. Just to give an idea during 2020 it advertised about 16000 bank positions in different categories and about 1.4 crore students registered for applying against that. It has the following eligibility criterion and other details for its entrance exam -

    There are four main categories under which the recruitment is made. These are -
    1. IBPS PO (Probationary Officers) - Candidates having graduation degree in any discipline are eligible to apply. Age limit is 20 to 30 years.
    2. IBPS Clerk - Candidates having graduation degree in any discipline are eligible to apply. Age limit is 20 to 28 years.
    3. IBPS RRB (Regional Rural Banks) - Candidates having graduation degree in any discipline are eligible to apply. Age limit is 20 to 40 years (will vary post wise).
    4. IBPS SO (Special Officers) - Candidates having graduation degree in any discipline are eligible to apply. Age limit is 20 to 30 years.

    The exam is conducted in three stages - preliminary, mains, and interview. Fo the year 2021 these exams are likely to start sometime in August 2021 and one can go to the IBPS site for more details and keep in touch with the various announcements in this regard.

    Apart from above there are many private banks in our country and they have their own ways and procedure for selection of the candidates and for that one has to access their individual sites or keep in touch with the job portals.

    If you are interested and want to practice and go through the types of sample questions that are asked in these exams then you can find it in this site itself by clicking here and have a feel of that for starting your preparation using other reference books and study material.

    Knowledge is power.

  • The Institute of Banking Personnel Selection, popularly known as IBPS was constituted in 1984 is administered by candidates from different government organizations and banks which form the central body of the Public Sector Banks (PSBs) or institute. It conducts recruitment examinations i.e. Preliminary exam, mains exam, and interview for all Public Sector Banks (PSBs) to hire employees for PSBs at various levels such as Probationary Officers, Clerks, and Specialist Officers. The exams are conducted at the national level and once a year in English and Hindi language. Private Banks have their own exams for staff recruitment process and one needs to visit the respective bank site for more details. It is also to be understood that different exams are conducted for Probationary Officers, Clerks, and Specialist Officers. As the exams are conducted in online mode, one needs to submit their application form along with the application fees (Rs.850/- for General Category and Rs.175/- for SC/ST/PWD candidates) in online mode.

    The eligibility criteria for various exams are as follows :

    1. For the post of Probationary Officers(PO) / Management Trainee :
      Age limit: Minimum 20 years and Maximum 30 years for general category
      Educational Qualification: Candidates must have completed their degree in any discipline from any recognized university/board.
      Exam Duration: Prelims: 60 minutes and Mains: 210 minutes

    2. For the post of Clerks :
      Age limit: Minimum 20 years and Maximum 28 years for general category
      Educational Qualification: Candidates must have completed their degree in any discipline from any recognized university/board.
      Exam Duration: Prelims: 60 minutes and Mains: 210 minutes

    3. For the post of Specialist Officers (SO):
      Age limit: Minimum 20 years and Maximum 30 years for general category
      Educational Qualification: Candidates must have completed their degree in any discipline from any recognized university/board.
      Exam Duration: Prelims: 60 minutes and Mains: 210 minutes

    4. General criteria for IBPS exams :
      Age limit: Minimum 20 years and Maximum 30 years for the general category and there is no capping in the number of attempts for the candidates. It means that one can attempt IBPS exams until they fall under the general criteria of the IBPS. For reserved categories the minimum age limit is the same whereas the upper age limit relaxation is as follows: SC/ST candidates- 5 years, OBC category from the non-creamy layer- 3 years, Persons With Disabilities – 10 years (conditions apply), Ex-Servicemen -5 years, Person Domiciled in Jammu and Kashmir Between 1980-1989 – 5 years and 1984 Riot Victims – 5 years. If an SC/ST or OBC candidate also has a physical disability then may a get maximum of 15 years in the upper age limit. All seeking the exemption need to produce their respective certificates during the time of the interview to be eligible for the applied post.

      Educational Qualification: Candidates must have completed their degree in any discipline from any recognized university/board. And please be advised that there is no minimum percentage required to appear for bank exams and final year students cannot appear in the exam as IBPS allows only candidates who have already passed or cleared their graduation. Applicants have to specify their percentage while filling the online application form and that awarded CGPA needs to convert the same into percentage and the percentage should be made to the nearest two decimals. Any equivalent Bachelor's degree from other recognized institutes like AMIE, etc is also allowed.

      Nationality Status: Those applying for IBPS exams should be Citizenship of India, Subjects of Nepal or Bhutan, migrated from Sri Lanka, Pakistan, Burma (Myanmar), Vietnam or East African countries of the United Republic of Tanzania, Uganda, Kenya, Malawi, Zambia, Zaire or Ethiopia but a person of Indian origin and permanently settle in India or Refugee from Tibetan who arrived in India before January 1, 1962.

      Economically Weaker Section (EWS) Category: Applicants not belonging to SC, ST, OBC categories but their gross annual income less than 8 lakh rupees fall under the EWS category. 10% reservation is kept for those falling under this and needs to show an Income and Asset Certificate issued by a Competent Authority at the time of document verification and interview round.

      Exam Pattern: As mentioned above, all the IBPS exams follow the same pattern i.e. prelims, mains, and interviews where the prelims and mains exams are conducted online. The common pattern followed by IBPS for prelims are questions from English Language, Reasoning, Quantitative Aptitude and for the mains exams, questions from English Language, Reasoning & Computer Aptitude, Data Analysis & Interpretation, General Awareness, English Writing Test, etc that may be objective-type and descriptive type questions. There is a negative marking for every wrong answer (1/4 marks are deducted).

      Exam Duration: Prelims: 60 minutes and Mains: 210 minutes

      Official Website:

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