What are the best investments suggestion in india

Depending on the quantum of your investible amount, you may select more than one avenue of investment.
I suggest you not to withdraw all amount kept in FD. As bank deposits are convenient in liquidity, prudence requires you to have some amount kept in bank FD for some unexpected emergency need.
Next you can invest some amount in PPF, good debentures and bonds which give higher yield than bank FD. For this you have to know the yield rates in different schemes and then decide.
Analyzing your risk taking capacity you can invest balance amount in stock market directly an d Mutual funds under various categories. If needed you may consult a financial advisor or chartered accountant to know how your income from abroad is categorised and taxed in India.

There are many avenues for the investment depending upon ones future requirement of funds and some of the most common and yielding good results are as follows -
1. PPF is a very good scheme but you can invest only a maximum of Rs 150000 in that per year. You can open PPF account in the name of all the family members separately also and then you can deposit more in that way. The interest on PPF is tax free. Only problem is that money is locked for a long period as the primary period of the scheme is 15 years and some small amount can be withdrawn only after 7-8 years after the opening of the account. You will also get deduction in taxable income if you invest in PPF.
2. Mutual funds are also emerging as one of the good avenues but you have to select a good scheme and I would suggest for some balanced mutual fund scheme where the fund invests in shares and fixed income instruments in a balanced way. Fully equity linked schemes are more risky and one has to think that aspect before investing in them.
3. Sovereign gold bonds are another good option as one can take advantage of ever rising price of gold and moreover Govt is giving 2.5% interest on that per annum.
4. Long term non taxable bonds of PSUs are also a good options and if you have some idea of what is their current price in the market then some investment can be thought in that direction also. You can also subscribe to the new issues in this regard whenever they are advertised in the media. The earning from these bonds is tax free in the hands of the investor.
5. Post Office savings certificates are also a good option as return on them is taxable 7% and one can go for that. The 10 year scheme is quite popular and many people invest in that especially the seniors who do not want to take risk in the share market.

It is not a bad idea to keep some money in the fixed deposits in the banks even though the rate of interest ha dropped recently and your fixed deposit scheme is providing you an interest of 5 % per annum. The reason for advancing such a plea from my side is to take care of any emergency situation which might develop all of sudden and this could be the fitting remedy under that situation. At best, you can remain invested up to 2 lakhs in the fixed deposit scheme.
Now for the remaining money, you might think of investments in the different baskets so as to offset any loss as a result of such investments due to the market conditions. In your case, you can opt for the different money instruments as given below-
1) Choose the mutual funds schemes floated by different banks such as HDFC, Canara Bank, ICICI, Kotak Mahindra etc operating both Balanced Funds and Debit Funds where you could park your money for the investment purposes. Take the advice of the mutual fund consultant prior to investments so that you could know the performance of the past pears of such schemes for which you want to have one. Choose the different banks so as to avoid any risk of losses keeping the money in one basket. Choosing such investments might offer you rate of interest to the extent of 12% per annum.
2) Savings certificates of Post Office Schemes such as Kisan Vikas Patra, Recurring Deposits for five years and lastly Senior Citizens Funds floated for the senior citizens by the central government offering you an interest rate of 7.4 % per annum provided you are under that age bracket. This scheme is known as Pradhan Mantri Rojgar Yojana where your money remains locked for ten years with the rates of interest mentioned as above. If the withdrawal is made at an earlier date, you need to pay penalty for the same at the prescribed rate.
3) Taking Bonds of reputed Companies- You might think of the Company Bonds such as Tata Steel, Power Grid Corporation of India, NALCO etc for the better returns. Here you could get lucrative returns for the amount of your investment which could be around 10 % per annum.
4) Look for the Gold Bonds issued by the PSU banks and staying invested for such a bond would offer you rate of interest of 2.5 per annum. With the increase of prices of Gold, your investments could be more profitable.
5) Investment in the PPF account for 15 years - This would offer you the chance for the substantial gain by way of interest of your invested amount. You can invest up to 1.5 lakh per year under this scheme where at the end of the expiry period ( after 15 years), both your principal coupled with interest could turn to be whopping amount.

There are many other ways to invest your money. But the risk involved will be more as you go on getting a higher rate of interest. So you have to take a safe way to invest so that your principle amount is safe.
There are some schemes sponsored by the government where you get a little better rate of interest.
Some such schemes are mentioned below.
1. PPF: PPF scheme is more reliable and the rate of interest is more than the fixed deposit scheme. But there is a limit to the amount you can park in this scheme. You can save up to a maximum of Rs.1,50,000/- per annum. There will be a locking period. You can't withdraw the amount for a minimum period of 7 years.
2. Gold Bonds: This is a scheme where you can buy virtually in the form of these bonds. For the money invested the investor will get a 2.5% rate of interest per annum. When you sell the gold bond you will get the amount based on the rate of gold at that time.
3. Post office Savings accounts: The post office is also having some fixed deposit schemes and other schemes where the rate of interest is more than what you get on FD in a bank. You can get the details online and you can choose the best possible option.
The options mentioned above are more or less safe and you need not hesitate to deposit in this scheme.
In addition to the above, there are some other ways. In these schemes, there is a moderate risk but the rate of interest will be high. Some of such schemes are mentioned below.
1. Mutual funds: There are different mutual fund schemes proposed by various banks and companies. The rate of interest will be high here than a fixed deposit. There are some schemes which will give you a monthly dividend also. These are better than investing in shares and this is also a safe investment.
2. Insurance policy: These days some people are going for these schemes also. These policies will also give good returns and at the same time, there is an additional facility for insuring life also.
3. Shares: investing in shares is risky and sometimes we will get very high returns, But sometimes we will lose our money also.

Conventional means of investing will give you only a limited return and that may vary between 5% to 9% per annum. As you have already invested in FDs and seen the return, similar will be the case with other investments. Although you may get a little more than 5%.

You may anyhow stick with conventional moe of investments if you do not wish to take the risk. Since you have not mentioned the time period for which you want to invest so I am assuming you are interested in the long term. You can diversify your investment into the following categories:

1. FDs (25%)
2. PPF (50%)
3. Equity (25%)

You can remain invested in FDs of banks offering a higher rate of return as the rates are now being revisited and increased systematically. Now FD returns are over 6%. So you can withdraw the sum from existing FD and reinvest only 25% of that sum in FD with a higher return. This money can be withdrawn at any time if in case any emergency arises.

50% of the amount withdrawn should be invested in PPF in the name of your child and PPF offers compound interest, hence the rate of return will be over 8% p.a. But remember that you cannot withdraw the sum invested in PPF before maturity although partial withdrawal is available only after 5 years.

25% of the balance can be invested in equity. Although equity is considered a risky asset still it can offer returns you can never get in any conventional instruments. You must choose to invest in only NIFTY 50 companies the list of which you can get from Google very easily. Also, you can further diversify the sum into equity shares that offer good dividends. You must look for PSU companies' shares in such a case as they are not only cheap but also offer very good dividend returns. Equity shares not only offer growth but also dividends which turn out to be very rewarding in comparison to other investment instruments. Few high dividend-paying companies are PFC, IOC, ITC, SAIL.
If you stay invested in equity for long enough you will see good growth in your wealth. Always invest in defensive and fundamentally strong companies to protect your capital.

Diversifying your investments in various asset classes will help to increase your rate of return in long term and it will surely be over 10% to 13% or more.

There are many ways to get good returns for invested amount.

Bank FD-Auto Sweep Facility: If you want to keep your money in Bank Saving Account and want FD Return, you should ask bank for Auto Sweep Facility. Under Auto Sweep facility, saving account amount above threshold value gets converted to FD automatically and you will get FD return. You can withdraw amount whenever you want. Bank can explain you it in detail since all bank can have different rules to use this feature.

Mutual Fund: You can start SIP to earn good return. There are different websites available where you can compare returns of different mutual funds. You can directly create an account with Mutual fund provider and can start investing. Investing regularly in SIP can generate good amount of return. It is power of compounding.

If you have more money, you can invest in real estate also. India is developing country and there is a growth in Infrastructure development also. You should check area, investment cost and future demand before investing in real estate.

Overall you should invest your hard earned money in different investment options so that it can generate good return and secure your invested amount also. You should invest money in such a way that, it can give you more return compared to inflation rate.

One should have diversified investment portfolio. you should start with investing 20% of your salary when you are new comer. Of course this 20% applies after attaining certain level of yearly package. Then you must increase the % to greater than 30-35%.

You are right that the bank FD's or RD's give maximum 5.5-6% returns over the year and that too are taxable. If you are looking for investment which can be liquid means you can withdraw your money when you need it, then Mutual fund is the best option for you. You can take advise from any MF adviser or you can do your own analysis and select the fund.
Select an open ended fund by checking its historical returns more than 10%. The benefit of investing in MF is, they have low exit load compared to FD's and have higher returns.
Your actual realized return (Total return% - inflation%) can be more than 4-5%.

Please check and consider Expense ratio while selecting a MF. You can get lot of information about expense ratio on internet.

Longer the investment duration higher will be the returns.

Also, you can do SEP (Systematic equity plan) by taking shares of good large cap stocks with specific interval. This also can generate returns up to 10-15% easily. Provided you have enough knowledge of selecting the stocks.