Banking

Need answers to questions related to banking matters? Not sure about whether an investment in a bank fixed deposit is the right thing to do? Confused about ATM cash withdrawals? Expert answers will be provided for free to all your questions related to banking. You can ask about the procedures for opening and closing accounts and how to use internet banking facilities. You can also submit questions related to Demat accounts and bank lockers. Get your doubts cleared, too, about using an ATM safely.

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Questions & Answers

Negative balance in savings account due to non maintenance charges

Are you facing issues with your bank regarding payment of maintenance charges or closure of your account? Are you looking for possible solutions? Follow this thread to be guided.

Documents required to open an account under Pradhan Mantri Jan Dhan Yojana?

Want to open a bank account under the Pradhan Mantri Jan Dhan Yojana? Know which are the requisite documents needed to open such an account.

What happens when a bank goes bankrupt?

Ever wondered what happens if a bank goes bankrupt? Searching for detailed information regarding such a situation? On this page our experts have responded to your concern.

What is maximum interest rate in indian bank?

Have a query about the interest rates offerd by Indian banks? Want to know the highest interest rates offeered? On this page our experts shall respond to your query.

What is the difference between savings and current account?

Are you looking out for information regarding various types of banking accounts? Confused between current accouint, savings account and zero balance account? On this page our experts have responded to your questions about bank accounts.

About online loan application

Confused if it is safe to apply for loan online? Looking out for details of how to send documents online? On this page you can find responses to your question from our experts and decide whether to proceed for the loan application.

Loan rejected after appointed bank official guaranteed approval

Are you facing issues with a bank regarding the processing of your application for education loan? Are you looking for the procedure and the appropriate forum to raise a complaint against the bank? Check out the related issues and their solutions in this thread.

Blockchain and it's immense importance to our economy and country

Do you have a query regarding the trending technology like blockchain? Want to know how it is important to our economy nad the country? Check out this page where our experts have responded to your query.

Which is the best UPI App and everything about Unified Payment Interface system

Would you like to have a detailed information about UPI, a word very often used in Desktop and mobile apps? Check this ISC page to learn more from our experts.

What is the procedure to submit an online application for Net banking services?

Want to apply for online banking during this lockdown period? Know if there is any way to get net banking services without visiting the branch.

What is Form No. 16 and how is it to be filed?

Do you know what Form 16 is? Are you in doubt as to the requirement of filing the form or regarding the procedure to be followed for filling the same? Please follow this thread to get guided.

Is merger of nationalized bank: good or bad

Are you having a query about merger of nationalised banks and its impact on various stakeholders? Searching for advice regarding whether it will be helpful to the customer or not? Scroll through this Ask Expert page and find answers for your query here.

For how many years should we keep old bank payslips, cheque book records, investment receipts, etc?

Have a query regarding storing past financial records related to banks and investments? Looking out for information regarding how many years they should be maintained ? Scroll through this page where our ISC experts have provided advice for your query.

What is the minimum amount transfer in Paypal to Bank account?

Are you having a query regarding paypal? Want to know what is the minimum amount which can be transferred from paypal to any bank account? On this Ask Expert page find responses to your question.

Difference in FD maturity value calculation with bank

Facing an issue in calculation of maturity value of FD? confused between using year or months or days for calculation? Here, on this page our ISC experts shall provide you the correct formula to calculate the same.

FDs for 1 year and then renewing it each year or putting it for 5 yrs at one go beneficial?

Planning to invest in fixed deposits? Confused if it is better to invest for full period or renew it yearly? No worries , our ISC experts shall provide you inputs to decide which option is better so that you can make a good choice.

Loan for low cibil score from any bank of finance company

Planning to get a loan? Wondering what to do if cibil score is low and still need a loan? On this Ask Expert page you can go through the advice provided by our experts to get the loan.

How safe is payment through contactless mode wihout ATM pincode ?

Have a query about the contacless mode of card payment without pincode? Searching for more information about its security features and whether it is safe? Find responses from experts here for your query.

Is overdraft facility is better than premature FD closure ?

Confused between overdraft and premature FD closure? Wondering which one is better in terms of earning more interest? Scroll through this page for answers from our ISC experts and decide how to proceed.

What is the meaning of Scheduled bank?

Confused about what is a scheduled bank? Learn the meaning of a scheduled bank and how it differs from other banks? Increase your knowledge about how scheduled banks differ from other types of banks.

Why all finance companies takes various types of processing fees and internal rates.

Have a query about various types of loan and the processing fees charged? Looking out for answers to the type of processing fees charged by various finance companies? Here, on this Ask Expert page you can go through the advice provided by experts.

Best Payment channel for receiving money from UK

Searching for best the payment channels? Here, on this Ask Expert page you will find all the options you are looking for.

Why banks unprocess online request for PAN registration, especially State Bank of India?

Have a query about the PAN registrations done by banks online? Wondering why some banks unprocess the online request? Find the responses from experts here which can enable you to understand the reasons behind this PAN registration.

What are the best options of Home Loans for self-employed married couple?

Are you looking for the best options for availing home loans? Would it be easier to avail a loan if both, the husband and wife, are employed? Check out the details by following this thread.

Is Bandhan bank a payment bank?

Have a query related to banks? Wondering if Bandhan bank is a payment bank? Find suggestions from experts on this page.

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