Sharing a personal experience amounting to cheating.Just one week before I escaped from an attempt to cheating. After the lunch I was taking rest. Time may be around 3.00 pm. I received phone call in my land phone. A gentleman addressed me by my name politely and said he was calling from LIC main office at New Delhi. He read my house address and asked whether it was right. I said ok. Then he said that I was to get some amount as the last instalment of one of my matured policy. He added that my agent might not have advised me about this last repayment sum.
Though he spoke these in broken English, very often he was mixing with Hindi. So he told me that after a while a lady, whose name was also given, would speak to me after a few minutes. As advised by this man another call came to me after five minutes. She was speaking good English and I could follow clearly. She also said that I was eligible for about three lakh rupees as the pay back for a policy I had taken about twenty years ago. I told her that I was not having any such policy
I had got all amounts related every policies.Pnly one policy is remaining that is a pension policy
From that policy I am getting more than eight hundred rupees every month regularly till date. I am sending a life certificate every year end to make the policy alive. Then she said this was not that policy. This give the payments in instalments and the last part is remaining. I was to tell her whether I am interested in the balance amount, if not give such a reply. I told her I have to verify all my policies and related records before giving a reply. Then she said that the next should call me back.
I went through all my records and I found that the pension policy alone was live. However, next day I went to the local LIC office and reported the matter. The Officer said that nobody would call from New Delhi Office if the policies are taken from Kochi. Only call would come from Ernakulam Office.
He also checked all records about my policies from the computer in front of him. He got the same answer that only the pension policy is still alive.
He advised me not to respond to such calls. There were similar incidents reported earlier. These people make money using this technique. They will request us to send a sum as processing fee and once it is received no further action will be there from their side.
I just wanted to bring to your notice about this cheating technique.