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  • Category: Miscellaneous

    Do you know about Aapka Bank Aapke Dwaar or banking at your doorstep scheme from IPPB

    Aapka Bank Aapke Dwaar or banking at your doorstep is a scheme launched by the India Post Payments Bank(IPPB) launched on 1st September 2018 by Prime Minister Narender Modi with the motto of providing doorstep banking services to the rural people of India. With this, the rural people can avail services like digital banking like, phone recharges and bill, electricity bill, DTH service, college fees, etc and money transfer to any bank account through the app or by visiting the post office. You can get your money from any bank at your doorstep with a nominal charge of Rs. 15-35 per transaction and the maximum of banking limit of Rs. 10,000 per transaction. For this purpose or facility, more than 3 lakh Postman and Grameen Dak Sevak will act as Mobile bankers. The scheme is likely to cover every district of the country with a proposal of opening 650 branches and link 1.55 lakh post office branches provide trouble-free services at the doorstep through this IPPB services.
  • #686882
    I have not seen any postal van operating as a postal bank in our rural areas so far But I could see the mobile ATMs of varied public sector banks make a visit to villages. In one of the PNB ATM which was stationed at a village near Hyderabad, I could able to withdraw 200 rupee new notes without any hindrance. Whereas in Hyderabad ATMs we are not getting the new 200 rupee currency. That means the rural population is being targeted to maintain and operate the bank accounts and Post offices are also following these guidelines. I hope this facility should go to all the remote villages where there are no banks.
    K Mohan
    'Idhuvum Kadandhu Pogum "
    Even this challenging situation would ease

  • #686886
    This Postal bank will be more useful to the village folks who can not go to far off banks frequently. This will help them to open their account in the India Postal Bank and all their banking needs can be addressed by it. Urban people might not be bothered much for this scheme as we have plenty of banks and ATMs in the urban settings. The scheme is under implementation and in some areas specially some villages in state of Orissa the results are excellent as many villages are using this facility for all the villagers there. In other places also this is picking up.
    Knowledge is power.

  • #686893
    Earlier when Post Office was not like a bank, they were doing it in the remote villages with the processes available in the post office. People were getting money through the money order etc so easily. A village person was made the liaison person for this work and he was doing it part time.
    Thoughts exchanged is knowledge gained.

  • #686909
    This is a recent development. This a very good initiative and will be useful to many people. This will be very good for senior citizens. This will also generate some employment for many people. We should welcome this scheme. This will be more helpful to many people who can't use the mobile on their own.

    This will be very useful to the villagers where many facilities are not available. The scheme is already implemented in some villages and the results are very good. People are very happy to use this facility. The scheme should get extended to all the villages and all should get easy banking experience.

    drrao
    always confident

  • #686923
    The initiative taken up by Post - offices to provide money through their App would ease the inconvenience of the villagers and retired senior citizens. There is a scope of generation of employment for the youths under this scheme. However, this scheme is at nascent stage and this scheme is yet to be implemented at different states shortly.
    Postal banking will definitely help the people living in the village and the withdrawal up to 10000/- at the nominal charges at Rs 35/- is an attractive idea. For the successful implementation of this schemes. the postal men must be trained suitably so that they can render effective service.


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