Focus on whatever we do now is so importantEven the ISB and IIM guys are seeing dip in salaries or a total freeze on all perks. The economy is not bound to pick up at all. This is the right time to focus and save money in all ways. Similarly, when the virus is gone after nine months or so, the jobs will be back. When lockdown are lifted a bit, it does make sence to do short-term courses in cloud computing, machine learning,SAP and so on. Housewives could even do the short term courses in bakery or jewellery design and the like.
A big focus on doing what is really required is the need of the hour. Value-addition does help a great deal. Investments in mutual funds are not advisable now. These are good only when the economy is back to its original shape of growth. We all need to make money when the scare is totally gone. We need skill-sets and this requires a big focus.