We must focus on fulfilling necessity then saving and lastly on luxuries or comforts which are anyway avoidable. We do get impressed by the possessions of other and try to match them by spending more than required but that proves detrimental.
We must focus on ourselves based on the resources we have, as only our resources and savings come to our rescue in times of need and not those whom we try to impress with our riches (which was actually not there).
Live before you leave.
Some people will have false prestige. They want to show to the world that they are very rich and in that process, they will make many loans and finally, the family will get ruined. Many examples are there.
We should know what we are and live accordingly. That will give us more comfort. We should never see the other person who appears to be happier than you. We don't know what are his problems. So thinking of having comforts which are not in our reach and trying to earn more and more for those comforts or trying to go for loans for those comforts is not correct.
Thoughts exchanged is knowledge gained.