Knowledge is power.
If we have some money we should save that money so that we can use it when a necessity comes. Many people suffered during the pandemic as there was no income for them. People who have some reserves used them and pulled on. But people wo have no reserves suffered a lot and taken many debts to pull on.
We all should learn lessons from such people. We have to decide on the percentage of savings and we should spend the remaining only. That will ensure some savings always.
"Life is easier when you enjoy what you do"