Here are the latest rules which may attract IT notice for doing these transactions

For the saving bank account if the transaction done more than one lakh, and for Current account transaction done more than 50 lakh would attract IT notice. Please take care when you pay credit card bill exceeding one lakh , you would be questioned. If you exceed FD cash deposits beyond 10 lakh the IT department would send you the show cause. Likewise investment in mutual funds should not exceed 10 lakhs to be in the ambit of not getting noticed by IT sleuths. While selling or buying real estate properties the cash transaction should not exceed 30 lakh and above. So be careful and transact online.