I pay cash only to vegetable vendors and street vendors only cash. All other payments are online or through Gpay. So I feel it is not very difficult these days to spend cashless transactions day. Maybe in villages and small towns, the petrol bunks may not accept cards but they also have the scan and pay facilities. It is really good to plan cashless transactions. Otherwise, we have to go to the bank or ATM and draw cash and again searching for lower denominations is also a big problem.