The path through which a person travels in making money is full of experiences of all sorts and those who can earn a good amount of money without much qualifications are definitely the intelligent ones.
Knowledge is power.
We think we can enjoy our life if we have money. When you have money and enjoy those days will be in your memory for a long time and whenever you get into those memories, you will enjoy those memories. But all people who are rich are not enjoying their lives. They have their own problems and they suffer a lot in finding solutions to their own problems.
I never think that there is a requirement for money to have good memories. A poor man also will remember the day which he enjoyed. I don't remember the date on which I got my first salary or the date on which I purchased my first assets. But I remember on what date I received my degree certificate or on what date I received an appreciation letter from my boss.