IGS Imaging Services (I) Pvt Ltd is looking for Mortgage Underwriter

Employer: IGS Imaging Services (I) Pvt Ltd

Address: Indecomm Global Services DivyaSree Chambers #11, A Wing, 7th Floor O’ Shaugnessey Road Bangalore - 560025



Phone: 91-80-66960000

Skills: Good knowledge about the posts

Experience: 0-3 years

Education: Any Graduate - Any Specialization

Job Location: Bengaluru/Bangalore   (View Jobs in Bengaluru/Bangalore)

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IGS Imaging Services (I) Pvt Ltd is looking for Mortgage Underwriter

• Good communication skills and Interpersonal skills
• Flexibility to work in shifts including night shifts
• Experience in client interactions
• Relevant Work Experience

• Understanding of US Residential Market
• Thorough understanding of 4 C's of Residential Mortgage Underwriting
• Reconcile Debts from Credit Report
• Calculate Monthly income from Paystub/W-2/Tax Returns/Award Statement/Bank Statement
• Calculate the funds available with the borrower from Bank Statement/ Verification of Deposit/Retirement Statement
• Analyze Property appraisal reports and reconcile value
• Analyze AUS findings
• Analyze Purchase Contract / Preliminary Title Report.
• Identify Red Flags in all the above mentioned documents
• Justify the Underwriting decision (Approved / Denied)
• Understanding of Home Lending business
• Understanding of Fannie Mae/Freddie Mac guidelines

About Employer

Indecomm Global Services is a leading global provider of consulting, technology and outsourcing services. With operations spanning across six countries in four continents, Indecomm leverages cutting edge technology, process excellence, deep domain expertise and strategic enterprise partnerships to deliver superior business results for its clients. With a talent pool of over 2,500 across four group companies, a global footprint including 21 delivery centers, offices and hubs, Indecomm offers comprehensive technology, consulting and outsourcing solutions across various business verticals. We have deep engagements with over 250 organizations, including 20+ Fortune 500 companies. Indecomm focuses on Mortgage Services, Banking Services, Learning Services, Document Management and Technology Services.

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