Letter format requesting bank to update residence address in its records

Have you shifted your residence lately? Let your bank know of your move so it can communicate with you without problem. Send the bank a letter similar to the sample letter published here requesting it to update your new address in its records.

Shifting residence – Inform your bank

It oft happens that while moving home people forget to have their new address updated with their bank. For most individuals, it is the least of their priorities, in their 'things to do' list. Yes, with internet banking, mobile banking, debit/credit cards, drop boxes and easy ATM cash withdrawals banking has become much simpler and the need to physically visit banks for financial transactions has become next to nil. However, it is vital that account holders intimate their bank of any change in their residential address as soon as they move house.

Benefits of updating residential address in bank records

There are many benefits of having the correct address updated in the bank records, as illustrated below -
  • The address on your pass book acts as a proof of address and can be an important document when applying for passport.

  • Correct address ensures that you receive information on TDS at your mailing address so you can submit relevant forms to the bank on time.

  • By doing so you can be assure that your bank mails FD receipts at the correct mailing address.

  • It also guarantees that your new cheque book/ATM debit card/credit card is delivered to the correct address when you apply for add on cards or receive new ones in case the old cards expire, get damaged or lost.

  • You receive hard copies of quarterly bank statements to your mailing address, if you subscribe to that option.

  • Credit card statement and payment schedule is posted to your mailing address for reference and making payment.

  • The address acts as a proof that you are a bonafide citizen and the account is not 'benami'.

  • So, the next time you shift to a new house remember to change the address in your bank account as a priority.

    Make two copies of the sample letter given below and have the clerk/manager initial and place the bank's round rubber stamp on one letter as acknowledgement.

    Keep the signed/stamped copy for your records. also check with the bank how long they will take to make the requested change. Please note, some banks change the address immediately in their system, while others might send someone to verify the new address. A few banks may have printed forms which you will need to fill-in requesting the change. In such case, ask for a duly signed and stamped counterfoil. If a counterfoil is not available use the format given below and get it acknowledged as mentioned above.

    Letter format requesting bank to update residential address in their records

    Subject: Change of Address

    Date: Put the date here

    Your name as in bank records
    Your New Address

    The Branch Manager
    XYZ Bank
    ABC Street
    New Delhi – 110000

    Dear Sir/Madam,

    I, (put your name as in bank records here) hold the savings bank account number (put your bank account number here) in your branch. I have recently shifted residence and would like to have my new address updated in your records and in my pass book.

    My current address is as follows –
    (Mention New Address here)

    It is requested that the above address may kindly be updated in your records. All future correspondence will need to be sent to my new mailing address.

    I am attaching herewith for your perusal copies of my telephone bill and lease agreement that indicate my new address.

    Hoping for you to comply to my request at the earliest.


    Place your signature here and mention your name.

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    Author: Sharath perlampady01 Dec 2014 Member Level: Silver   Points : 0

    As I didn't know how to write these types of letters, your letter helped me a lot. Ma'am told me to write a letter but your letter worked as an example for me.

    Author: Juana01 Dec 2014 Member Level: Diamond   Points : 3

    Writing official letters is not difficult. There are a few things that you need to keep in mind.
    1. Ensure that the letter is addressed to the right person.
    2. Mentions your details - name, designation and address.
    3. Always put a date.
    4. Mention the subject clearly.
    5. Give all relevant details in the letter. Whatever info you have.
    6. Sign the letter.
    7. Always take an acknowledgment.

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