Right from the time of the triggering the button of alarm placed next to your bed in the early morning and till setup the alarm next to you in the night, we incur expenditure on various issues like purchase of items for toiletries, bathroom, kitchen, clothing, etc. and payment of utility bills like cable, paper, electricity, water, insurance, property taxes, telephone, etc. If we are clever enough to save a penny, we can save on almost of all these payments. I would like you to focus on the following tips / points so that we can save money on our day to day expenses. You may not impress on the savings of a day's budget but if you consider it for monthly, you will definitely have a significant saving on monthly budget.
On Food Items
Before proceeding for purchase of items related to food, we can follow different types of systems to save money. They are:
On Gadgets / Appliances
On All Others
If anyone can follow at least few of these tips, I am sure he will definitely have a significant save on the monthly budget of day to day expenditure. However, I would like to emphasize in this context while expending every pie, one should not be a 'Penny Wise Pound Foolish' and should keep a saying in mind – 'Never spend your money before you have it'.
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The author has narrated the methods to have some savings in our house expenses. The tips are well known but author brought in very nicely. The conclusion is very nice by saying never spend your money before you have it.
Many people will go for loans for small small expenses which will become high without our notice. So we should not have the habit of loans with high rate of interest. If we are earning Rs.100/- per day, we should plan our expenses per day around Rs.90/- and the remaining should be s saving for emergencies.
A good article by the author.