How to write a letter to the bank for changing your signature into thumb impressions

Are you planning to replace your bank signature with your thumb impression? Are you facing repeated issues with your bank for your sign? Here's the complete procedure to change your sign and use your thumb impression instead.

A scenario- Vikas made a payment of Rs. 1,00,000 to his creditor through a cheque. But the bank dishonored his cheque. Vikas was shocked, as he had sufficient balance in his bank account. Upon inquiry, the bank authorities informed him that his signature is not matching with the digital signatures saved in the bank data. As a result, he had to pay the cheque dishonor charges and this deteriorated his reputation in the market as well.

Every bank uses a signature capture software which keeps a record of signatures provided by its customers at the time of opening account. If the signature does not tally with the signature saved in this software, it gives an error and the bank refuses to accept the transaction made with any different signatures. It is worth mentioning here that bank authorities consider your signature as mismatched even if there is a minute difference of a single dot.

However, there could be many other reasons for converting your signature into thumb impressions. Some of them could be:

  • An accident due to which you are unable to hold a pen for few months
  • Incapacitation
  • Unable to use your hand due to some illness, etc.

letter to bank for changing your signature into thumb impressions

Sample application format to use thumb impression in bank documents

The Manager,
ABC Bank,

Subject: Request to change my signature into thumb impression

Respected Sir,
This is to inform you that I met with an accident last week due to which I am unable to use my right hand. Hence, I request you to accept my left thumb impression till my right-hand recovers from the injury.

Thanking you

Yours sincerely,
Your name
Your address
Your contact number
Your current/ saving account number
Left thumb impression

Note: Attach a copy of your Aadhar card or any other acceptable ID proof. It is advisable to confirm with your bank official if they require any other document as well.

The above format can be used in case of any mis-happening. If you are willing to change your sign permanently and use your thumb impression only for all future transactions, you can use the below-provided format.

I am providing you main the format only:
I want to change my signature into thumb impressions to avoid the fuss of minor difference between digitally stored signature and current signature. Kindly accept my thumb impression and consider it valid for all future transactions.

The whole process may take about 5-7 working days. Once your thumb impression is updated in the bank records, you need to carry your valid ID proof while depositing a cheque or withdrawing money and put your thumb impression in front of the bank officials. However, some experts believe that using thumb impressions could be troublesome in the long run for a literate person.

Article by Nidhi
Nidhi is a freelance content writer with 10+ years of experience. She has a great passion to write on valuable topics so as to provide precise information to her readers.

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