What is Pradhan Mantri Awas Yojana - how to apply for it?


Are you interested to know Pradhan Mantri Awas Yojana scheme and its detail? Would you like to know PMAY features and how to apply online or offline for Pradhan Mantri Awas Yojana scheme? If yes, read this article and get more details about it. You can also find its official website, guideline, tips and contact info etc.

There are few articles available online about the Pradhan Mantri Awas Yojana (for Urban) but I am not sure whether you are aware of the scheme or not. So, I would like to write in brief about PMAY (Pradhan Mantri Awas Yojana) scheme which you might come across, understand and get benefit out of it.

Pradhan Mantri Awas Yojana scheme tips

There are few new and renowned schemes which are introduced by the Government of India for the welfare of poor or poor-middle class citizen to overcome from the dwelling issues etc.

Pradhan Mantri Awas Yojana is one of them that can benefit its eligible citizen to apply through an offline or online survey and pay the nominal registration fee and wait for your turn to get some good news from the Government.



Under the Pradhan Mantri Awas Yojana (Urban) [PMAY(U)], eligible beneficiaries can apply online or offline free of cost and this can even be done from the State / UT Government channel like a Common Service Centers (CSCs) at a nominal charge of Rs.25/- + GST.

Please be informed that the Ministry has not authorized any private entity or person to collect money as a consideration for availing of any benefit under the PMAY (U) Mission. So, Beware on this.

What is Pradhan Mantri Awas Yojana (Urban) PMAY(U)?



The PMAY(U) Project is aimed for urban areas with following components / options to States / Union
Territories and cities:-

  • Slum rehabilitation of Slum Dwellers with participation of private developers using land as a resource

  • Promotion of affordable housing for weaker section through credit linked subsidy

  • Affordable housing in partnership with Public & Private sectors, and

  • Subsidy for beneficiary-led individual house construction or enhancement


Pradhan Mantra Awas Yojana scheme Features:

  • Interest subsidy of 6.5 percent on housing loan will be provided for 15 years to the beneficiaries.

  • Older and Differently abled persons will be given preference in the allotment of ground floors under the Pradhan Mantri Awas Yojana scheme.

  • Eco friendly and sustainable technologies will be used during the construction process.


Hope you got some important points above. If you are interested to apply then you can contact them with the following contact option for a better and apt guideline to get benefited.

More guideline or tips on PMAYU can be seen at https://pmaymis.gov.in/pdf/UserMannual/PMAY_UserMannual.pdf - and it will help you to clear your doubt on this scheme plus getting enough guidelines on this.

Contacts of Pradhan Mantri Awas Yojana:
Director (HFA-5),
Ministry of Housing and Urban Affairs
Room No. 118, G Wing, NBO Building,
Nirman Bhawan, New Delhi, PIN-110011
Tel: 011-23060484, 011-23063285
E-mail: pmaymis-mhupa@gov.in, grievance-pmay@gov.in
Tollfree number of NHB and HUDCO:
NHB:1800-11-3377, 1800-11-3388
HUDCO: 1800-11-6163.

You can add your query in the below comment box to clarify on the above subject if any.


Article by Hafeezur Rahman P
Hafeezur Rahman has joined ISC in 2009 and he is a Job Editor at ISC since 2010, he also a Blogger. Hafeez continue to contribute in various sections of ISC and its sister sites like Techulator, NewRecruitments & Goaspider etc. He is a renowned feature writer & social enthusiast. He loves to write in a simple manner and share his visionary write-ups with the readers on the topics related to his field of interests and different niche. All his write-ups have been popularly read & shared by global readers.

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