Personal Banking Services from HDFC Bank offers a wide range of personal banking services including savings and current accounts, credit cards, loans, mortgages and insurance to meet your personal needs. To know more about HDFC Personal Loans read this article.

Pros and cons of contactless bank cards

In this article, I will explain about the advantages and disadvantages of contactless credit and debit cards and the method of their working as these cards are gaining popularity with each passing day in India.

Calculation of Loan EMI and Bank Insurance Charges

Personal Loans, Car Loans, Housing Loans and Loan against Property are taken by the public from banks and financial institutions. Even after regular repayment of pre-defined equated monthly instalments, at the end the banks inform that the loan is outstanding. The bank customers feel cheated and file consumer complaints. This article explains how to protect against such unwarranted extra demands by the banks.

How to use credit card to an advantage

Many times credit card is considered an evil as it results in overspending and getting into a debt trap. But there is also a positive side to it if it is used intelligently, rationally and with proper calculations. Let us talk about the pros of having and using a credit card in this article. Please note this article is not meant to mislead the readers to use a credit card. The aim is just to tell some good points regarding it.

Best Bank to Get NRI Loan in India

This article helps you to find the best bank to get NRI loan in India and also helps you to find the important factors to be considered while applying for NRI Loan in India.

How to choose Term Insurance Plan in India

Many of the people get confused between different insurance plans. This is mainly because there is huge difference between the premiums of different insurance plans. Read this post for some tips on how to choose term insurance plans in India.

Demonetisation : An Utter Failure

This article critically analyses the success of proposed goals of the demonetization of high denomination currency notes in the country after one year of its implementation. The article concludes that the demonetization move in India is an utter failure.

How to get funds as a franchisor or to start a franchisee through SBI

Want to know how to apply for a loan to start a franchise in India? Eager to expand your business as a franchisor in India with financial backup? This article provides complete information about the unique features of the SBI franchisor-franchisee finance scheme and whom to contact to avail of the funds to set up a franchise or get on board franchisees for expanding your business.

HDFC Life Click 2 Protect: Features and Benefits

Most of the private insurance companies have also launched their online term plans. HDFC Life Click 2 Protect is the online term plan from HDFC and is making a lot of buzz in the insurance market. Read this post to find out features and benefits of this plan.

How to Transfer PPF account at Post Office to SBI in India

Having a PPF account in Post office in India is very troublesome. For instance, there is no option to deposit money online in that case. At such, transferring your account to SBI bank is always a good option. Read this post for detailed procedure to do so.

List of Top Private Banks in India

The following Article will be enlisting all the Private Banks in India that is one of the most popular ones across the nation owing to their unique policies and customer oriented services.

Recurring Deposit through SBI Internet Banking

Now a days it is very easy to make a Recurring Deposit(RD) without going to Bank. To create a Recurring Deposit in SBI you should have a Savings Account in SBI and it should have with internet banking facility.If both saving account and internet banking of that account activated then you can open a Recurring Deposit (RD) by one click.

Post Office Monthly Income Scheme: Features and Benefits

When we talk of investment schemes for salaried people in India, most people suggest FD or shares. Very few people are aware about the investment schemes offered by Post offices in India. One of such shcemes in MIS. Read this post for more information regarding Post Office Monthly Scheme.

5 things about personal finance and savings all women should know

A small article on simple things in savings and personal finance every layman (or woman) should know. All too often the terms "tax" or "SIP" make women apprehensive. It need not be so. Women are natural investors and risk takers. Just a basic understanding of a few savings and finance instruments will go a long way in making one financially empowered.

Bank lockers - Procedure, Nomination, Guidelines and Precautions

Do you want to keep safe your contents like coins and jewelleries? Then bank lockers is the best choice. This article presents all about safety deposit lockers, the process followed by banks, monthly payment for this and tax. This article also explains the tips you have to follow to keep safe and how to remember the things which you have deposit in Bank locker. Go through the article for more details.

What are the charges on SBI and other bank cash transactions and ATM withdrawals

Want to know the charges levied by banks on ATM cash withdrawals? How much penalty will you have to pay for a cash withdrawal from your savings and current bank account? This article provides answers to your queries about charges effective 1st April 2017 which will be levied on cash deposits and withdrawals and ATM transactions.

How to make your financial planning a simple process

Let me explain that finacial planning is managing your cash inflows to match your cash outflows at various stages of your life or vice versa. The crux of finacial planning lies in controlling or regulating your cash flows. Here are some simple tips to understand and regulate the cash flows.

How to Save Tax in India in 2017

Most of the tax payers in India are looking for ways to save tax. However, there is very little awareness among the masses. As a result, they end up paying higher taxes. There are various options like PPF and life insurance schemes that can help people save tax in India in 2017.

Tips for easy approval of personal loan

Do you worry about your application for availing personal loan will be rejected? Are you concerned whether there will be delay in the approval of your personal loan? If you abide by the following instructions perfectly, your application for availing such loan may get approved in two or three days.

Post Office investment schemes in India

There are a number of investment schemes offered by post offices in India. Some of these schemes are exclusive to post offices which means that Indian banks do not offer them. Read this article for more information regarding the latest post office investment schemes in India.

Submit Your Article